State credit union · LINCOLN, Nebraska · NCUA charter #65816
Nebraska State Employees
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $35.7M
- Total assets
- 3,078
- Members
- 13.9%
- Net-worth ratio
Nebraska State Employees scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.7M; members 3,078; net-worth ratio 13.91%; health rank #1,080 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,080 of 4,374 health · 2025Q4Nebraska State Employees · health 90/100 · $35.7M · 2025Q4
Call Report peers
Nebraska State Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Nebraska State Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Nebraska State Employees sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Nebraska State Employees vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.30% vs peer 1.15% (-0.84 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.52 pp (40.28% vs 59.80%).
Nebraska State Employees: in-state Call Report ranks
- Health composite ranks #9 of 50 among scored Nebraska credit unions.
- Assets rank #27 of 50 inside Nebraska ($35.7M reported).
- Membership ranks #25 of 50 among Nebraska CUs with a reported count (3,078 members).
- One place up in Nebraska, Omaha Police (#8) scores 91/100, 1 point higher; one place down, TRIUS (#10) scores 89/100, 1 point lower.
Quarter path for Nebraska State Employees
Nebraska State Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $35.7M (2025Q4) to $36.3M (2026Q1).
- Net-worth ratio shifted +0.02 pp (13.89% → 13.91%).
This credit union's 13.91% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Nebraska State Employees gives up 10 points in total. Loan-to-Share Ratio costs the most, 5.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 9.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.91% | -0.95 pp |
| Delinquency Rate | 0.30% | -0.84 pp |
| Return on Assets | 1.49% | +0.78 pp |
| Member Growth | 0.88% | - |
| Loan-to-Share Ratio | 40.28% | -19.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Nebraska State Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.3M | - |
| 2025Q4 | $35.7M | 3,078 |
| 2024Q4 | $34.7M | 3,051 |
| 2023Q4 | $31.6M | 3,129 |
Credit Union Details
- Charter Number
- 65816
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- LINCOLN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Nebraska State Employees runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
- OMAHA PUBLIC POWER DIST EMPOmaha, NE · $10M–$50M88Health
- U.P. CONNECTIONOMAHA, NE · $10M–$50M75Health
- NEIGHBORHOOD COMMUNITYOmaha, NE · $10M–$50M80Health
- OMAHA DOUGLASOMAHA, NE · $10M–$50M81Health
- NORTH PLATTE UNION PACIFIC EMPLOYEENorth Platte, NE · $10M–$50M86Health
Compare Nebraska State Employees vs OMAHA PUBLIC POWER DIST EMP
Cross-state Call Report peers for Nebraska State Employees
Similar total assets
Using this data
- Nebraska State Employees ranks #1,080 of 4,374 nationally on financial health and #9 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omaha Public Power Dist Emp is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omaha Public Power Dist Emp
Frequently Asked Questions
Is Nebraska State Employees financially healthy?
Nebraska State Employees has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,080 of 4,374 nationally on health and #9 of 50 in Nebraska. Its net worth ratio is 13.91% and its delinquency rate 0.30%.
How does Nebraska State Employees compare to other credit unions?
Nebraska State Employees scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.30% vs 1.15%). Its widest shortfall is loan-to-share ratio (40.28% vs 59.80%).
How can I join Nebraska State Employees?
Membership eligibility for Nebraska State Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Nebraska State Employees directly for current membership requirements and application steps.
Is my money safe at Nebraska State Employees?
Nebraska State Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Nebraska State Employees's net worth ratio of 13.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.