Federal credit union · Omaha, Nebraska · NCUA charter #12319
Omaha Police
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $96.3M
- Total assets
- 5,377
- Members
- 9.6%
- Net-worth ratio
Omaha Police scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $96.3M; members 5,377; net-worth ratio 9.61%; health rank #1,000 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,000 of 4,374 health · 2025Q4Omaha Police · health 91/100 · $96.3M · 2025Q4
- ROA 91/100
- ASSETS 9.6%
- MEM 0.01%
- RANK 0.74%
- PHOTO $96.3M
- BOOK 5,377
- CHARTER #1,000/4,374
- NCUSIF St. Pius X Church
- CAMELS 12319
Call Report peers
Omaha Police in the assets neighbourhood
Omaha Police's $96.3M assets sit next to St. Pius X Church ($96.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Omaha Police vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Omaha Police - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #12319 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Omaha Police: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.01% vs peer 0.96% (-0.95 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.01 pp (9.61% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Omaha Police: in-state Call Report ranks
- Nebraska health ordinal: #8 of 50.
- Assets rank #17 of 50 inside Nebraska ($96.3M reported).
- Member book place in Nebraska: #16 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Omaha Police Call Report trajectory
Omaha Police: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.5% from $96.3M (2025Q4) to $95.8M (2026Q1).
- Net-worth ratio shifted +0.32 pp (9.29% → 9.61%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.61% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 29.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 12.3 pts
Omaha Police health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.61% | -4.01 pp |
| Delinquency Rate | 0.01% | -0.95 pp |
| Return on Assets | 0.74% | +0.08 pp |
| Member Growth | 0.56% | - |
| Loan-to-Share Ratio | 58.90% | -3.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Omaha Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $95.8M | - |
| 2025Q4 | $96.3M | 5,377 |
| 2024Q4 | $92.4M | 5,347 |
| 2023Q4 | $87.1M | 5,253 |
Credit Union Details
- Charter Number
- 12319
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- Nebraska
- City
- Omaha
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Omaha Police, spread across 2 cities.
| Office | City |
|---|---|
| Omaha Police FCU (Main Office) | Omaha, NE |
| Omaha Police FCU - Sarpy Branch | Papillion, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Omaha Police
Cross-state asset and health neighbours for Omaha Police - kept outside Nebraska; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($96.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Omaha Police ranks #1,000 of 4,374 nationally on financial health and #8 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omaha Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omaha Firefighters
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Omaha Police financially healthy?
Omaha Police has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,000 of 4,374; by total assets it ranks #1,857 of 4,374 nationally (same basis as /rankings/largest); and #17 of 50 within Nebraska. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.61% and delinquency rate of 0.01%.
How does Omaha Police compare to other credit unions?
On PlainCU's health composite, Omaha Police lands at 91/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Omaha Police?
Omaha Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Omaha Police directly to confirm current membership steps.
Is my money safe at Omaha Police?
Federal credit unions like Omaha Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Omaha Police's net worth ratio of 9.61% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Omaha Police offer compared to banks?
Credit unions like Omaha Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Omaha Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.