Federal credit union · ALLIANCE, Nebraska · NCUA charter #4176
Box Butte Public Employees
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $8.6M
- Total assets
- 653
- Members
- 7.1%
- Net-worth ratio
Box Butte Public Employees scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.6M; members 653; net-worth ratio 7.10%; health rank #4,191 of 4,374; healthier than 4th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,191 of 4,374 health · 2025Q4Box Butte Public Employees · health 55/100 · $8.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Box Butte Public Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Box Butte Public Employees sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Box Butte Public Employees vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 64.70% vs peer 63.60% (+1.10 pp).
- Widest shortfall vs peers is Net Worth Ratio: -11.96 pp (7.10% vs 19.06%).
Nebraska standing for Box Butte Public Employees
- Health composite ranks #48 of 50 among scored Nebraska credit unions.
- Nebraska assets place: #42 of 50.
- Membership ranks #45 of 50 among Nebraska CUs with a reported count (653 members).
- One place up in Nebraska, Lincoln S.D.a. (#47) scores 56/100, 1 point higher; one place down, Mutual First (#49) scores 50/100, 5 points lower.
Box Butte Public Employees Call Report trajectory
Box Butte Public Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -6.3% from $8.6M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted +0.48 pp (6.62% → 7.10%).
This credit union's 7.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 55/100 score is built
Box Butte Public Employees gives up 45 points in total. Delinquency Rate costs the most, 15.8 of its 25; Loan-to-Share Ratio loses the least, 1.2.
- Net Worth Ratio 22.8 pts
- Delinquency Rate 9.2 pts
- Return on Assets 0.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 13.8 pts
Box Butte Public Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.10% | -11.96 pp |
| Delinquency Rate | 2.52% | +0.71 pp |
| Return on Assets | -0.86% | -1.31 pp |
| Member Growth | 0.15% | - |
| Loan-to-Share Ratio | 64.70% | +1.10 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Box Butte Public Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $8.6M | 653 |
| 2024Q4 | $8.1M | 652 |
| 2023Q4 | $6.9M | 625 |
Credit Union Details
- Charter Number
- 4176
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- ALLIANCE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Box Butte Public Employees runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | ALLIANCE, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Box Butte Public Employees
Similar health score
Using this data
- Box Butte Public Employees ranks #4,191 of 4,374 nationally on financial health and #48 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WOODMEN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WOODMEN
Frequently Asked Questions
Is Box Butte Public Employees financially healthy?
Box Butte Public Employees has a financial health score of 55/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,191 of 4,374 nationally on health and #48 of 50 in Nebraska. Its net worth ratio is 7.10% and its delinquency rate 2.52%.
How does Box Butte Public Employees compare to other credit unions?
Box Butte Public Employees scores 55/100, higher than 4% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (64.70% vs 63.60%). Its widest shortfall is net worth ratio (7.10% vs 19.06%).
How can I join Box Butte Public Employees?
Box Butte Public Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Box Butte Public Employees directly for the exact boundaries and application steps.
Is my money safe at Box Butte Public Employees?
Box Butte Public Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Box Butte Public Employees's net worth ratio of 7.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.