Federal credit union · ALLIANCE, Nebraska · NCUA charter #4176
Box Butte Public Employees
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $8.6M
- Total assets
- 653
- Members
- 7.1%
- Net-worth ratio
Box Butte Public Employees scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.6M; members 653; net-worth ratio 7.10%; health rank #4,191 of 4,374; healthier than 4th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,191 of 4,374 health · 2025Q4Box Butte Public Employees · health 55/100 · $8.6M · 2025Q4
- NCUSIF 55/100
- CAMELS 7.1%
- HEALTH 2.52%
- NW -0.86%
- DELQ $8.6M
- ROA 653
- ASSETS #4,191/4,374
- MEM n/a
- RANK 4176
Call Report peers
Box Butte Public Employees carries $8.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Box Butte Public Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Box Butte Public Employees - Share Insurance Coverage
Charter #4176's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Box Butte Public Employees vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 64.70% vs peer 63.60% (+1.10 pp).
- Widest shortfall vs peers is Net Worth Ratio: -11.96 pp (7.10% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Nebraska standing for Box Butte Public Employees
- Health composite ranks #48 of 50 among scored Nebraska credit unions.
- Nebraska assets place: #42 of 50.
- Membership ranks #45 of 50 among Nebraska CUs with a reported count (653 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Box Butte Public Employees Call Report trajectory
Box Butte Public Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -6.3% from $8.6M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted +0.48 pp (6.62% → 7.10%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 7.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 55/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 55.
- Net Worth Ratio 22.8 pts
- Delinquency Rate 9.2 pts
- Return on Assets 0.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 13.8 pts
Box Butte Public Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.10% | -11.96 pp |
| Delinquency Rate | 2.52% | +0.71 pp |
| Return on Assets | -0.86% | -1.31 pp |
| Member Growth | 0.15% | - |
| Loan-to-Share Ratio | 64.70% | +1.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Box Butte Public Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $8.6M | 653 |
| 2024Q4 | $8.1M | 652 |
| 2023Q4 | $6.9M | 625 |
Credit Union Details
- Charter Number
- 4176
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- ALLIANCE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Box Butte Public Employees runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | ALLIANCE, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Box Butte Public Employees
Cross-state asset and health neighbours for Box Butte Public Employees - kept outside Nebraska; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (55/100 here).
Using this data
- Box Butte Public Employees ranks #4,191 of 4,374 nationally on financial health and #48 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WOODMEN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WOODMEN
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Box Butte Public Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Box Butte Public Employees carries a financial health score of 55/100 (Fair). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,191 of 4,374; by total assets it ranks #3,633 of 4,374 nationally (same basis as /rankings/largest); and #42 of 50 within Nebraska. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 7.10% net worth ratio and a 2.52% delinquency rate.
How does Box Butte Public Employees compare to other credit unions?
On PlainCU's health composite, Box Butte Public Employees lands at 55/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Box Butte Public Employees?
Box Butte Public Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Box Butte Public Employees directly for the exact boundaries and application steps.
Is my money safe at Box Butte Public Employees?
Federal credit unions like Box Butte Public Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Box Butte Public Employees's net worth ratio of 7.10% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Box Butte Public Employees offer compared to banks?
Credit unions like Box Butte Public Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Box Butte Public Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.