Federal credit union · Lincoln, Nebraska · NCUA charter #2643
Lincoln Public School Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $71.6M
- Total assets
- 3,664
- Members
- 11.8%
- Net-worth ratio
Lincoln Public School Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.6M; members 3,664; net-worth ratio 11.75%; health rank #2,598 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,598 of 4,374 health · 2025Q4Lincoln Public School · health 81/100 · $71.6M · 2025Q4
- RANK 81/100
- PHOTO 11.8%
- BOOK 1.44%
- CHARTER 0.40%
- NCUSIF $71.6M
- CAMELS 3,664
- HEALTH #2,598/4,374
- NW INTANDEM
- DELQ 2643
Call Report peers
Lincoln Public School Employees in the assets neighbourhood
Lincoln Public School Employees's $71.6M assets sit next to INTANDEM ($71.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lincoln Public School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lincoln Public School Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #2643 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Lincoln Public School Employees: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 45.44% vs peer 62.60% (-17.16 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Lincoln Public School Employees in Nebraska
- Nebraska health ordinal: #29 of 50.
- By total assets, Lincoln Public School Employees is #19 of 50 in Nebraska.
- Membership ranks #21 of 50 among Nebraska CUs with a reported count (3,664 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Lincoln Public School Employees Call Report trajectory
Lincoln Public School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $71.6M (2025Q4) to $73.7M (2026Q1).
- Net-worth ratio shifted -0.08 pp (11.83% → 11.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.7 pts
- Return on Assets 13.5 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 10.4 pts
Call Report ratios for Lincoln Public School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.75% | -1.87 pp |
| Delinquency Rate | 1.44% | +0.47 pp |
| Return on Assets | 0.40% | -0.26 pp |
| Member Growth | 1.19% | - |
| Loan-to-Share Ratio | 45.44% | -17.16 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Lincoln Public School filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.7M | - |
| 2025Q4 | $71.6M | 3,664 |
| 2024Q4 | $67.5M | 3,621 |
| 2023Q4 | $61.9M | 3,819 |
Credit Union Details
- Charter Number
- 2643
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $50M–$100M
- State
- Nebraska
- City
- Lincoln
- Data Quarter
- 2025Q4
Branch Location
Lincoln Public School Employees operates a single office in Lincoln, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| LPS Employees FCU (Main Office) | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
- OMAHA FIREFIGHTERSOmaha, NE · $50M–$100M84Health
- KELLOGG MIDWESTLaVista, NE · $50M–$100M80Health
- SPIRIT OF AMERICALINCOLN, NE · $50M–$100M82Health
- CONSUMERS COOPERATIVEAlliance, NE · $50M–$100M93Health
- OMAHA POLICEOmaha, NE · $50M–$100M91Health
Compare Lincoln Public School Employees vs OMAHA FIREFIGHTERS
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Lincoln Public School Employees, both outside Nebraska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($71.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Lincoln Public School Employees ranks #2,598 of 4,374 nationally on financial health and #29 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omaha Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omaha Firefighters
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lincoln Public School Employees financially healthy?
Lincoln Public School Employees scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,598 of 4,374; by total assets it ranks #2,117 of 4,374 nationally (same basis as /rankings/largest); and #19 of 50 within Nebraska. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 11.75% net worth ratio and a 1.44% delinquency rate.
How does Lincoln Public School Employees compare to other credit unions?
On PlainCU's health composite, Lincoln Public School Employees lands at 81/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lincoln Public School Employees?
Lincoln Public School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Lincoln Public School Employees directly to confirm eligibility.
Is my money safe at Lincoln Public School Employees?
Federal credit unions like Lincoln Public School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lincoln Public School Employees's net worth ratio of 11.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lincoln Public School Employees offer compared to banks?
Credit unions like Lincoln Public School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lincoln Public School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.