Federal credit union · Lincoln, Nebraska · NCUA charter #2643
Lincoln Public School Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $71.6M
- Total assets
- 3,664
- Members
- 11.8%
- Net-worth ratio
Lincoln Public School Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.6M; members 3,664; net-worth ratio 11.75%; health rank #2,598 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,598 of 4,374 health · 2025Q4Lincoln Public School · health 81/100 · $71.6M · 2025Q4
Call Report peers
Lincoln Public School Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lincoln Public School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lincoln Public School Employees sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Lincoln Public School Employees: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 45.44% vs peer 62.60% (-17.16 pp).
Lincoln Public School Employees in Nebraska
- Nebraska health ordinal: #29 of 50.
- By total assets, Lincoln Public School Employees is #19 of 50 in Nebraska.
- Membership ranks #21 of 50 among Nebraska CUs with a reported count (3,664 members).
- One place up in Nebraska, Omaha Douglas (#28) ties at 81/100; one place down, Kellogg Midwest (#30) scores 80/100, 1 point lower.
Lincoln Public School Employees Call Report trajectory
Lincoln Public School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $71.6M (2025Q4) to $73.7M (2026Q1).
- Net-worth ratio shifted -0.08 pp (11.83% → 11.75%).
This credit union's 11.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Lincoln Public School Employees gives up 19 points in total. Delinquency Rate costs the most, 8.3 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.7 pts
- Return on Assets 13.5 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 10.4 pts
Call Report ratios for Lincoln Public School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.75% | -1.87 pp |
| Delinquency Rate | 1.44% | +0.47 pp |
| Return on Assets | 0.40% | -0.26 pp |
| Member Growth | 1.19% | - |
| Loan-to-Share Ratio | 45.44% | -17.16 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Lincoln Public School filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.7M | - |
| 2025Q4 | $71.6M | 3,664 |
| 2024Q4 | $67.5M | 3,621 |
| 2023Q4 | $61.9M | 3,819 |
Credit Union Details
- Charter Number
- 2643
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $50M–$100M
- State
- Nebraska
- City
- Lincoln
- Data Quarter
- 2025Q4
Branch Location
Lincoln Public School Employees operates a single office in Lincoln, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| LPS Employees FCU (Main Office) | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
- OMAHA FIREFIGHTERSOmaha, NE · $50M–$100M84Health
- KELLOGG MIDWESTLaVista, NE · $50M–$100M80Health
- SPIRIT OF AMERICALINCOLN, NE · $50M–$100M82Health
- CONSUMERS COOPERATIVEAlliance, NE · $50M–$100M93Health
- OMAHA POLICEOmaha, NE · $50M–$100M91Health
Compare Lincoln Public School Employees vs OMAHA FIREFIGHTERS
Nationwide credit unions with similar profiles
Using this data
- Lincoln Public School Employees ranks #2,598 of 4,374 nationally on financial health and #29 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omaha Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omaha Firefighters
Frequently Asked Questions
Is Lincoln Public School Employees financially healthy?
Lincoln Public School Employees has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,598 of 4,374 nationally on health and #29 of 50 in Nebraska. Its net worth ratio is 11.75% and its delinquency rate 1.44%.
How does Lincoln Public School Employees compare to other credit unions?
Lincoln Public School Employees scores 81/100, higher than 39% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (45.44% vs 62.60%).
How can I join Lincoln Public School Employees?
Lincoln Public School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Lincoln Public School Employees directly to confirm eligibility.
Is my money safe at Lincoln Public School Employees?
Lincoln Public School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lincoln Public School Employees's net worth ratio of 11.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.