State credit union · Archer, Nebraska · NCUA charter #66270
Archer Cooperative
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $105.4M
- Total assets
- 4,885
- Members
- 10.5%
- Net-worth ratio
Archer Cooperative scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $105.4M; members 4,885; net-worth ratio 10.54%; health rank #3,192 of 4,374; healthier than 26th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,192 of 4,374 health · 2025Q4Archer Cooperative · health 76/100 · $105.4M · 2025Q4
Call Report peers
Archer Cooperative in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Archer Cooperative vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Archer Cooperative sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Archer Cooperative: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 98.86% vs peer 72.20% (+26.66 pp).
- Net Worth Ratio trails the peer set - 10.54% here, 12.11% peer average (-1.57 pp).
Where Archer Cooperative sits in Nebraska
- Nebraska health ordinal: #36 of 50.
- Nebraska assets place: #16 of 50.
- Nebraska membership ordinal: #18 of 50.
- One place up in Nebraska, Family Focus (#35) ties at 76/100; one place down, U.P. Connection (#37) scores 75/100, 1 point lower.
Quarter path for Archer Cooperative
Archer Cooperative: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.2% from $105.4M (2025Q4) to $102.1M (2026Q1).
- Net-worth ratio shifted +0.64 pp (9.90% → 10.54%).
10.54% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Archer Cooperative gives up 24 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.3 pts
Call Report ratios for Archer Cooperative
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.54% | -1.57 pp |
| Delinquency Rate | 1.04% | +0.14 pp |
| Return on Assets | 0.50% | -0.12 pp |
| Member Growth | -8.09% | - |
| Loan-to-Share Ratio | 98.86% | +26.66 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Archer Cooperative quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $102.1M | - |
| 2025Q4 | $105.4M | 4,885 |
| 2024Q4 | $95.6M | 5,315 |
| 2023Q4 | $90.8M | 4,983 |
Credit Union Details
- Charter Number
- 66270
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- Archer
- Data Quarter
- 2025Q4
Branch Locations (4)
Archer Cooperative operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Archer (Main Office) | Archer, NE |
| Central City | Central City, NE |
| Dannebrog | Dannebrog, NE |
| Saint Paul | Saint Paul, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Archer Cooperative
Using this data
- Archer Cooperative ranks #3,192 of 4,374 nationally on financial health and #36 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MEMBERSOWN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MEMBERSOWN
Frequently Asked Questions
Is Archer Cooperative financially healthy?
On its 2025Q4 NCUA 5300 filing, Archer Cooperative scores 76/100 (Very Good), with a 10.54% net worth ratio and 1.04% of loans delinquent. It ranks #3,192 of 4,374 nationally on health and #36 of 50 in Nebraska.
How does Archer Cooperative compare to other credit unions?
Archer Cooperative scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (98.86% vs 72.20%). Its widest shortfall is net worth ratio (10.54% vs 12.11%).
How can I join Archer Cooperative?
Membership eligibility for Archer Cooperative depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Archer Cooperative directly for current membership requirements and application steps.
Is my money safe at Archer Cooperative?
Archer Cooperative is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Archer Cooperative's net worth ratio of 10.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.