State credit union · Archer, Nebraska · NCUA charter #66270
Archer Cooperative
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $105.4M
- Total assets
- 4,885
- Members
- 10.5%
- Net-worth ratio
Archer Cooperative scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $105.4M; members 4,885; net-worth ratio 10.54%; health rank #3,192 of 4,374; healthier than 26th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,192 of 4,374 health · 2025Q4Archer Cooperative · health 76/100 · $105.4M · 2025Q4
- MEM 76/100
- RANK 10.5%
- PHOTO 1.04%
- BOOK 0.50%
- CHARTER $105.4M
- NCUSIF 4,885
- CAMELS #3,192/4,374
- HEALTH The Local
- NW 66270
Call Report peers
Archer Cooperative in the assets neighbourhood
Archer Cooperative's $105.4M assets sit next to The Local ($105.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Archer Cooperative vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Archer Cooperative - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #66270 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Archer Cooperative: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 98.86% vs peer 72.20% (+26.66 pp).
- Net Worth Ratio trails the peer set - 10.54% here, 12.11% peer average (-1.57 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Archer Cooperative sits in Nebraska
- Nebraska health ordinal: #36 of 50.
- Nebraska assets place: #16 of 50.
- Nebraska membership ordinal: #18 of 50.
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Archer Cooperative
Archer Cooperative: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.2% from $105.4M (2025Q4) to $102.1M (2026Q1).
- Net-worth ratio shifted +0.64 pp (9.90% → 10.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.54% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.3 pts
Call Report ratios for Archer Cooperative
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.54% | -1.57 pp |
| Delinquency Rate | 1.04% | +0.14 pp |
| Return on Assets | 0.50% | -0.12 pp |
| Member Growth | -8.09% | - |
| Loan-to-Share Ratio | 98.86% | +26.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Archer Cooperative quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $102.1M | - |
| 2025Q4 | $105.4M | 4,885 |
| 2024Q4 | $95.6M | 5,315 |
| 2023Q4 | $90.8M | 4,983 |
Credit Union Details
- Charter Number
- 66270
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- Archer
- Data Quarter
- 2025Q4
Branch Locations (4)
Archer Cooperative operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Archer (Main Office) | Archer, NE |
| Central City | Central City, NE |
| Dannebrog | Dannebrog, NE |
| Saint Paul | Saint Paul, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Archer Cooperative
Archer Cooperative's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($105.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Archer Cooperative ranks #3,192 of 4,374 nationally on financial health and #36 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MEMBERSOWN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MEMBERSOWN
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Archer Cooperative financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Archer Cooperative carries a financial health score of 76/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,192 of 4,374; by total assets it ranks #1,780 of 4,374 nationally (same basis as /rankings/largest); and #16 of 50 within Nebraska. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.54% net worth ratio and a 1.04% delinquency rate.
How does Archer Cooperative compare to other credit unions?
76/100 is Archer Cooperative's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Archer Cooperative?
Membership eligibility for Archer Cooperative depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Archer Cooperative directly for current membership requirements and application steps.
Is my money safe at Archer Cooperative?
Federal credit unions like Archer Cooperative are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Archer Cooperative's net worth ratio of 10.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Archer Cooperative offer compared to banks?
Credit unions like Archer Cooperative are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Archer Cooperative directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.