Federal credit union · OMAHA, Nebraska · NCUA charter #4098
U.P. Connection
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $32.8M
- Total assets
- 2,396
- Members
- 12.6%
- Net-worth ratio
U.P. Connection scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.8M; members 2,396; net-worth ratio 12.63%; health rank #3,271 of 4,374; healthier than 24th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,271 of 4,374 health · 2025Q4U.P. Connection · health 75/100 · $32.8M · 2025Q4
Call Report peers
U.P. Connection in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
U.P. Connection vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U.P. Connection sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
U.P. Connection vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 63.90% here, 59.80% peer average (+4.10 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.23 pp (12.63% vs 14.86%).
Where U.P. Connection sits in Nebraska
- Nebraska health ordinal: #37 of 50.
- Assets rank #29 of 50 inside Nebraska ($32.8M reported).
- Membership ranks #32 of 50 among Nebraska CUs with a reported count (2,396 members).
- One place up in Nebraska, Archer Cooperative (#36) scores 76/100, 1 point higher; one place down, Midwest Liberty (#38) scores 74/100, 1 point lower.
U.P. Connection Call Report trajectory
U.P. Connection: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $32.8M (2025Q4) to $33.3M (2026Q1).
- Net-worth ratio shifted -0.26 pp (12.89% → 12.63%).
12.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
U.P. Connection gives up 25 points in total. Return on Assets costs the most, 13 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 2.0 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 14.0 pts
Call Report ratios for U.P. Connection
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.63% | -2.23 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | -0.27% | -0.98 pp |
| Member Growth | -2.76% | - |
| Loan-to-Share Ratio | 63.90% | +4.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
U.P. Connection filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $33.3M | - |
| 2025Q4 | $32.8M | 2,396 |
| 2024Q4 | $33.7M | 2,464 |
| 2023Q4 | $35.4M | 2,587 |
Credit Union Details
- Charter Number
- 4098
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- OMAHA
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, U.P. Connection runs 3 offices in 3 different cities across 3 states.
| Office | City |
|---|---|
| U.P. Connection Federal Credit Union (Main Office) | Omaha, NE |
| U.P. Connection Federal Credit Union | Council Bluffs, IA |
| CU South, Inc | Fairhope, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
Other federally-insured credit unions in Nebraska, closest first by peer group and asset size.
U.P. Connection nationwide neighbourhoods
Similar total assets
Using this data
- U.P. Connection ranks #3,271 of 4,374 nationally on financial health and #37 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omaha Public Power Dist Emp is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omaha Public Power Dist Emp
Frequently Asked Questions
Is U.P. Connection financially healthy?
U.P. Connection has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,271 of 4,374 nationally on health and #37 of 50 in Nebraska. Its net worth ratio is 12.63% and its delinquency rate 0.00%.
How does U.P. Connection compare to other credit unions?
U.P. Connection scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (63.90% vs 59.80%). Its widest shortfall is net worth ratio (12.63% vs 14.86%).
How can I join U.P. Connection?
U.P. Connection operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact U.P. Connection directly for the exact boundaries and application steps.
Is my money safe at U.P. Connection?
U.P. Connection is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U.P. Connection's net worth ratio of 12.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.