State credit union · LINCOLN, Nebraska · NCUA charter #65561
Lincoln S.D.a.
Health score 56/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 56
- Health / 100
- $10.1M
- Total assets
- 1,156
- Members
- 10.7%
- Net-worth ratio
Lincoln S.D.a. scores 56/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.1M; members 1,156; net-worth ratio 10.68%; health rank #4,165 of 4,374; healthier than 5th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,165 of 4,374 health · 2025Q4Lincoln S.D.a. · health 56/100 · $10.1M · 2025Q4
Call Report peers
Lincoln S.D.a. in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lincoln S.D.a. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lincoln S.D.a. sits in 55-59 with 115 others.
56 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Lincoln S.D.a. vs $10M–$50M peers
- Largest lag: Loan-to-Share Ratio at 54.72% vs peer 59.80% (-5.08 pp).
Lincoln S.D.a.: in-state Call Report ranks
- Health composite ranks #47 of 50 among scored Nebraska credit unions.
- By total assets, Lincoln S.D.a. is #39 of 50 in Nebraska.
- Nebraska membership ordinal: #40 of 50.
- One place up in Nebraska, Roberts Dairy Employees (#46) ties at 56/100; one place down, Box Butte Public Employees (#48) scores 55/100, 1 point lower.
Quarter path for Lincoln S.D.a.
Lincoln S.D.a.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $10.1M (2025Q4) to $10.1M (2026Q1).
- Net-worth ratio shifted -0.15 pp (10.83% → 10.68%).
At 10.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 56/100 score is built
Lincoln S.D.a. gives up 44 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.2 pts
- Return on Assets 0.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 11.1 pts
Lincoln S.D.a. vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -4.18 pp |
| Delinquency Rate | 2.05% | +0.91 pp |
| Return on Assets | -2.97% | -3.67 pp |
| Member Growth | -3.51% | - |
| Loan-to-Share Ratio | 54.72% | -5.08 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.1M | - |
| 2025Q4 | $10.1M | 1,156 |
| 2024Q4 | $10.5M | 1,198 |
| 2023Q4 | $10.1M | 1,207 |
Credit Union Details
- Charter Number
- 65561
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Nebraska
- City
- LINCOLN
- Data Quarter
- 2025Q4
Branch Location
Lincoln S.D.a. operates a single office in Lincoln, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Lincoln SDA Credit Union (Main Office) | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Lincoln S.D.a.
Similar total assets
Using this data
- Lincoln S.D.a. ranks #4,165 of 4,374 nationally on financial health and #47 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Nebraska is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Nebraska
Frequently Asked Questions
Is Lincoln S.D.a. financially healthy?
On its 2025Q4 NCUA 5300 filing, Lincoln S.D.a. scores 56/100 (Fair), with a 10.68% net worth ratio and 2.05% of loans delinquent. It ranks #4,165 of 4,374 nationally on health and #47 of 50 in Nebraska.
How does Lincoln S.D.a. compare to other credit unions?
Lincoln S.D.a. scores 56/100, higher than 5% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (54.72% vs 59.80%).
How can I join Lincoln S.D.a.?
Membership eligibility for Lincoln S.D.a. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lincoln S.D.a. directly for current membership requirements and application steps.
Is my money safe at Lincoln S.D.a.?
Lincoln S.D.a. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lincoln S.D.a.'s net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.