State overview · Q4 2025

District of Columbia Credit Unions

All 29 federally-insured credit unions in District of Columbia, ranked by financial health, from NCUA 5300 Call Reports.

Compiled by PlainCU Editorial, Credit Unions Editorial Team · May 16, 2026

29
Credit unions: 321K
Members: $11.8B
Combined assets: 72/100
Avg health

Health-score distribution

How District of Columbia's 29 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

All Credit Unions in District of Columbia

Credit Union	Health	Assets	Members	Net Worth %
Idb Global WASHINGTON	97	$826M	14K	12.4%
Bank Fund Staff WASHINGTON	95	$7.0B	104K	13.3%
Mt. Airy Baptist Church Washington	92	$1M	238	41.7%
Wright Patman Congressional WASHINGTON	92	$1.3B	52K	10.4%
Library of Congress WASHINGTON	90	$340M	10K	16.2%
Mt Gilead WASHINGTON	86	$76680	51	17.1%
Paramount Baptist Church Washington	86	$160639	189	37.2%
Gsa Washington	84	$38M	6K	7.5%
Dc Washington	83	$89M	10K	11.8%
Georgetown University Alumni and St Washington	83	$13M	4K	14.0%
Afl Cio Employees Washington	80	$49M	5K	12.3%
Lee Washington	80	$6M	250	48.9%
Dept of Labor WASHINGTON	78	$145M	9K	7.1%
Treasury Department WASHINGTON	77	$177M	12K	7.8%
Government Printing Office Washington	76	$29M	4K	8.6%
F R B Washington	75	$127M	6K	8.4%
Advantage Financial WASHINGTON	72	$106M	9K	11.9%
D C Fire Department WASHINGTON	69	$7M	2K	24.8%
District of Columbia Teachers Washington	66	$49M	4K	8.0%
Ep Washington	66	$72M	4K	8.3%
Pmi Employees Washington	66	$164782	55	10.0%
Sargent WASHINGTON	62	$275700	391	14.6%
Department of the Interior Washington	60	$269M	19K	7.1%
Hud WASHINGTON	55	$44M	5K	4.2%
John Wesley Ame Zion Church WASHINGTON	47	$74317	100	8.1%
Department of Commerce Washington	46	$765M	29K	3.7%
O.a.s. Staff Washington	46	$285M	9K	7.2%
Phi Beta Sigma Washington	39	$948945	2K	4.4%
Pepco WASHINGTON	35	$33M	2K	8.5%

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in District of Columbia

District of Columbia is home to 29 federally-insured credit unions collectively serving 321K members with $11.8B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 72/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Idb Global of WASHINGTON currently leads the cohort with a health score of 97/100, while the full distribution spans 29 institutions ranked below.

The health distribution breaks into four bands: 12 credit unions score 80–100 (Excellent), 11 score 60–79 (Good), 4 score 40–59 (Fair), and 2 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across District of Columbia's 29 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Explore more: Healthiest credit unions · Largest by assets · How health scores work

Frequently Asked Questions

How many credit unions are in District of Columbia?

There are 29 federally-insured credit unions in District of Columbia as of Q4 2025, with a combined 321K members and $11.8B in total assets. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in District of Columbia?

Based on NCUA Q4 2025 data, Idb Global in WASHINGTON ranks highest in District of Columbia with a health score of 97/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Read our methodology - how this data is sourced, computed, and verified.