State overview · Q4 2025

District of Columbia Credit Unions

All 29 federally-insured credit unions in District of Columbia, ranked by financial health, from NCUA 5300 Call Reports.

29
Credit unions
321K
Members
$11.8B
Combined assets
73/100
Avg health
29 CUs · avg health 73/100

District of Columbia has 29 federally insured credit unions averaging 73/100 health on NCUA 5300 Call Report aggregates. Combined assets $11.8B; 14 score Excellent (80+). State leader: Idb Global at 97/100.

  • Mean delinquency rank #51 of 52 (lower DQ better)
  • Mean ROA rank #44 of 52
  • Data vintage 2026-09-06

District of Columbia vs all states by credit-union count

Where this state's federally insured CU count sits among every state and D.C. on PlainCU

29 42nd of 54 higher than 11 of 54 states

States and D.C., banded by federally insured credit-union count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · Q4 2025

Health-score distribution

How District of Columbia's 29 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

Excellent (80–100)14 CUsGood (60–79)9 CUsFair (40–59)5 CUsWeak (<40)1 CUs

District of Columbia Call Report quality, concentrated asset book

Mean NCUA 5300 ratios across 29 federally insured credit unions in District of Columbia, plus national ordinals among 52 jurisdictions with ≥5 scored charters. Registry figures only, not advice on where to bank.

Mean delinquency
2.36%
National rank #51 of 52 · lower DQ better
Mean ROA
0.43%
National rank #44 of 52
Mean loan-to-share
62.1%
Mean net worth 15.0% · well-capitalized (≥7%) 93.1%
Largest CU share of state assets
59.3%
Concentrated book, one charter holds ≥50% of combined District of Columbia CU assets · concentration rank #49 of 52 (lower share = more dispersed) · largest by assets on this board: Bank Fund Staff

A national sample of U.S. jurisdictions' credit-union sectors, positioned by mean net worth ratio (capital cushion) against mean delinquency rate (asset quality). District of Columbia is highlighted. The crosshair splits states at the MEDIAN net worth ratio (14.0%) and the median delinquency rate (1.20%) computed across all 52 scored jurisdictions, not just the 30 plotted here, and not a simple midpoint of the range.

District of Columbia vs. a national sample of states' credit-union sectors

Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, District of Columbia highlighted. 2×2 strategic matrix plotting 30 entities by Net worth ratio (X) and Delinquency rate (Y), with a crosshair dividing the plot into four quadrants. Capitalized but RiskyWeakest PositionStrongest PositionLean but Clean 10%12%14%16%18% 0%0.5%1%1.5%2%2.5% Net worth ratio Delinquency rate District of Columbia vs. a national sample of states' credit-union sectors AL - 16.25%, 1.743%AK - 11.69%, 0.876%AR - 16.34%, 1.809%CO - 11.98%, 1.045%DE - 15.7%, 1.799%FL - 12.31%, 0.745%HI - 13.78%, 1.224%IL - 15.55%, 1.098%IA - 15.09%, 1.429%KS - 14.31%, 1.456%LA - 17.25%, 1.888%MD - 13.25%, 1.269%MI - 12.62%, 0.909%MN - 13.98%, 0.886%MO - 11.87%, 1.299%NE - 13.77%, 1.06%NH - 11.15%, 0.746%NJ - 16.56%, 1.74%NY - 14.23%, 1.635%ND - 15.1%, 0.95%OK - 13.44%, 1.238%OR - 13.17%, 1.122%RI - 12.53%, 0.533%SD - 12.58%, 0.791%TX - 15.62%, 1.279%VI - 15.23%, 1.532%VT - 11.83%, 1.399%WA - 12.92%, 0.882%WI - 13.48%, 1.468%DC - 14.99%, 2.364%
Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, District of Columbia highlighted.

All Credit Unions in District of Columbia

Credit Union Health
Idb Global WASHINGTON 97
Bank Fund Staff WASHINGTON 95
Mt. Airy Baptist Church Washington 92
Wright Patman Congressional WASHINGTON 92
Library of Congress WASHINGTON 90
Mt Gilead WASHINGTON 86
Paramount Baptist Church Washington 86
GSA Washington 84
DC Washington 83
Georgetown University Alumni and St Washington 83
Treasury Department WASHINGTON 82
Afl Cio Employees Washington 80
Dept of Labor WASHINGTON 80
LEE Washington 80
F R B Washington 77
Government Printing Office Washington 76
Advantage Financial WASHINGTON 72
D C Fire Department WASHINGTON 69
District of Columbia Teachers Washington 69
EP Washington 67
Pmi Employees Washington 66
SARGENT WASHINGTON 62
Department of the Interior Washington 60
Phi Beta Sigma Washington 58
HUD WASHINGTON 55
Department of Commerce Washington 51
John Wesley Ame Zion Church WASHINGTON 51
O.a.S. Staff Washington 47
PEPCO WASHINGTON 33

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in District of Columbia

District of Columbia is home to 29 federally-insured credit unions collectively serving 321K members with $11.8B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 73/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Idb Global of WASHINGTON currently leads the cohort with a health score of 97/100, while the full distribution spans 29 institutions ranked below.

The health distribution breaks into four bands: 14 credit unions score 80–100 (Excellent), 9 score 60–79 (Good), 5 score 40–59 (Fair), and 1 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across District of Columbia's 29 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Nationwide states with similar credit-union assets or inventory

Two NCUA Call Report peer sets for District of Columbia: nearest jurisdictions by combined federally-insured credit-union assets and by credit-union count. These are cross-state neighborhoods, not the in-state CU list above.

Similar combined assets

Nearest states by total credit-union assets ($11.8B here).

Maine $13.1B Kansas $10.0B Mississippi $9.7B New Jersey $15.4B

Similar credit-union inventory

Nearest states by federally-insured credit-union count (29 here).

North Dakota 29 CUs Idaho 26 CUs Arizona 33 CUs South Dakota 33 CUs

Frequently Asked Questions

How many credit unions are in District of Columbia?

There are 29 federally-insured credit unions in District of Columbia as of Q4 2025, with a combined 321K members and $11.8B in total assets. That places District of Columbia at #38 of 54 among U.S. jurisdictions by combined credit-union assets. On average health score, District of Columbia ranks #53 of 54. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in District of Columbia?

Based on NCUA Q4 2025 data, Idb Global in WASHINGTON ranks highest in District of Columbia with a health score of 97/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Using District of Columbia's data

  • Idb Global in WASHINGTON is the healthiest scored credit union in District of Columbia at 97/100 -- look up its full composite before assuming it fits your situation. View full profile
  • District of Columbia's credit unions rank #51 of 52 nationally on delinquency rate (among the highest) and #44 of 52 on return on assets (among the weakest) -- both factor into the health score above, but they can move independently. National health rankings
  • District of Columbia ranks #53 of 54 by average health score and #38 of 54 by combined credit-union assets among U.S. states -- see how other states compare before assuming this one is typical. State overviews

Figures are composite scores and averages built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Read our methodology - how this data is sourced, computed, and verified.