Federal credit union · WASHINGTON, District of Columbia · NCUA charter #8797
Wright Patman Congressional
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $1.32B
- Total assets
- 51,946
- Members
- 10.4%
- Net-worth ratio
Wright Patman Congressional scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.32B; members 51,946; net-worth ratio 10.45%; health rank #826 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#826 of 4,374 health · 2025Q4Wright Patman Congressional · health 92/100 · $1.32B · 2025Q4
- ASSETS 92/100
- MEM 10.4%
- RANK 1.24%
- PHOTO 0.79%
- BOOK $1.32B
- CHARTER 51,946
- NCUSIF #826/4,374
- CAMELS SOUTHLAND
- HEALTH 8797
Call Report peers
Wright Patman Congressional in the assets neighbourhood
Wright Patman Congressional's $1.32B assets sit next to SOUTHLAND ($1.32B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Wright Patman Congressional vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Wright Patman Congressional - Share Insurance Coverage
Charter #8797's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Wright Patman Congressional: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Return on Assets: +0.28 pp (0.79% vs 0.51%).
- Largest lag: Loan-to-Share Ratio at 66.76% vs peer 83.90% (-17.14 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
District of Columbia standing for Wright Patman Congressional
- In District of Columbia, health place is #4 of 29 on the same NCUA-ratio sort used nationally.
- District of Columbia assets place: #2 of 29.
- Membership ranks #2 of 29 among District of Columbia CUs with a reported count (51,946 members).
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Wright Patman Congressional
Wright Patman Congressional: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $1.32B (2025Q4) to $1.33B (2026Q1).
- Net-worth ratio shifted +0.01 pp (10.44% → 10.45%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.8 pts
Wright Patman Congressional health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.45% | -0.73 pp |
| Delinquency Rate | 1.24% | +0.37 pp |
| Return on Assets | 0.79% | +0.28 pp |
| Member Growth | 7.72% | - |
| Loan-to-Share Ratio | 66.76% | -17.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.33B | - |
| 2025Q4 | $1.32B | 51,946 |
| 2024Q4 | $1.25B | 48,224 |
| 2023Q4 | $1.22B | 48,024 |
Credit Union Details
- Charter Number
- 8797
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Wright Patman Congressional, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Oakton (Main Office) | Oakton, VA |
| Oakton Branch | Oakton, VA |
| Longworth Branch | Washington, DC |
| Capitol Branch | Washington, DC |
| Rayburn Branch | Washington, DC |
| Ford Branch | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
A look at other District of Columbia credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Wright Patman Congressional
Cross-state asset and health neighbours for Wright Patman Congressional - kept outside District of Columbia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.32B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Wright Patman Congressional ranks #826 of 4,374 nationally on financial health and #4 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Idb Global is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Idb Global
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Wright Patman Congressional financially healthy?
Wright Patman Congressional scores 92/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #826 of 4,374; by total assets it ranks #375 of 4,374 nationally (same basis as /rankings/largest); and #2 of 29 within District of Columbia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.45% net worth ratio and a 1.24% delinquency rate.
How does Wright Patman Congressional compare to other credit unions?
PlainCU's health composite puts Wright Patman Congressional at 92/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Wright Patman Congressional?
Wright Patman Congressional serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Wright Patman Congressional directly for the current list of qualifying groups.
Is my money safe at Wright Patman Congressional?
Federal credit unions like Wright Patman Congressional are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wright Patman Congressional's net worth ratio of 10.45% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Wright Patman Congressional offer compared to banks?
Credit unions like Wright Patman Congressional are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Wright Patman Congressional directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.