Federal credit union · WASHINGTON, District of Columbia · NCUA charter #4963
Dept of Labor
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $145.4M
- Total assets
- 8,652
- Members
- 7.9%
- Net-worth ratio
Dept of Labor scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $145.4M; members 8,652; net-worth ratio 7.86%; health rank #2,799 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,799 of 4,374 health · 2025Q4Dept of Labor · health 80/100 · $145.4M · 2025Q4
Call Report peers
Dept of Labor in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dept of Labor vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dept of Labor sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dept of Labor: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +14.70 pp (86.90% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -4.25 pp (7.86% vs 12.11%).
Dept of Labor: in-state Call Report ranks
- District of Columbia health ordinal: #14 of 29.
- District of Columbia assets place: #9 of 29.
- Member book place in District of Columbia: #11 of 29.
- One place up in District of Columbia, Afl Cio Employees (#13) ties at 80/100; one place down, F R B (#15) scores 77/100, 3 points lower.
Dept of Labor Call Report trajectory
Dept of Labor: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.7% from $145.4M (2025Q4) to $140.0M (2026Q1).
- Net-worth ratio shifted +0.08 pp (7.78% → 7.86%).
At 7.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Dept of Labor gives up 20 points in total. Return on Assets costs the most, 11.2 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 24.6 pts
- Delinquency Rate 23.5 pts
- Return on Assets 3.8 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 15.5 pts
Dept of Labor health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.86% | -4.25 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | -0.08% | -0.70 pp |
| Member Growth | 3.01% | - |
| Loan-to-Share Ratio | 86.90% | +14.70 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $140.0M | - |
| 2025Q4 | $145.4M | 8,652 |
| 2024Q4 | $136.3M | 8,399 |
| 2023Q4 | $130.2M | 8,193 |
Credit Union Details
- Charter Number
- 4963
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Dept of Labor, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| FPB Office (Main Office) | Washington, DC |
| Suitland Federal Center | Suitland, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
More federally-insured credit unions based in District of Columbia, ordered by peer group match and asset size.
Other-state peers near Dept of Labor
Similar total assets
Similar health score
Using this data
- Dept of Labor ranks #2,799 of 4,374 nationally on financial health and #14 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- F R B is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with F R B
Frequently Asked Questions
Is Dept of Labor financially healthy?
On its 2025Q4 NCUA 5300 filing, Dept of Labor scores 80/100 (Excellent), with a 7.86% net worth ratio and 0.65% of loans delinquent. It ranks #2,799 of 4,374 nationally on health and #14 of 29 in District of Columbia.
How does Dept of Labor compare to other credit unions?
Dept of Labor scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (86.90% vs 72.20%). Its widest shortfall is net worth ratio (7.86% vs 12.11%).
How can I join Dept of Labor?
Dept of Labor serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Dept of Labor directly for the current list of qualifying groups.
Is my money safe at Dept of Labor?
Dept of Labor is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dept of Labor's net worth ratio of 7.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.