Federal credit union · WASHINGTON, District of Columbia · NCUA charter #4963
Dept of Labor
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $145.4M
- Total assets
- 8,652
- Members
- 7.9%
- Net-worth ratio
Dept of Labor scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $145.4M; members 8,652; net-worth ratio 7.86%; health rank #2,799 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,799 of 4,374 health · 2025Q4Dept of Labor · health 80/100 · $145.4M · 2025Q4
- DELQ 80/100
- ROA 7.9%
- ASSETS 0.65%
- MEM -0.08%
- RANK $145.4M
- PHOTO 8,652
- BOOK #2,799/4,374
- CHARTER Act 1st
- NCUSIF 4963
Call Report peers
Dept of Labor in the assets neighbourhood
Dept of Labor's $145.4M assets sit next to Act 1st ($145.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dept of Labor vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dept of Labor - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #4963, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Dept of Labor: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +14.70 pp (86.90% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -4.25 pp (7.86% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Dept of Labor: in-state Call Report ranks
- District of Columbia health ordinal: #14 of 29.
- District of Columbia assets place: #9 of 29.
- Member book place in District of Columbia: #11 of 29.
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Dept of Labor Call Report trajectory
Dept of Labor: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.7% from $145.4M (2025Q4) to $140.0M (2026Q1).
- Net-worth ratio shifted +0.08 pp (7.78% → 7.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 7.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 24.6 pts
- Delinquency Rate 23.5 pts
- Return on Assets 3.8 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 15.5 pts
Dept of Labor health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.86% | -4.25 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | -0.08% | -0.70 pp |
| Member Growth | 3.01% | - |
| Loan-to-Share Ratio | 86.90% | +14.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $140.0M | - |
| 2025Q4 | $145.4M | 8,652 |
| 2024Q4 | $136.3M | 8,399 |
| 2023Q4 | $130.2M | 8,193 |
Credit Union Details
- Charter Number
- 4963
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Dept of Labor, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| FPB Office (Main Office) | Washington, DC |
| Suitland Federal Center | Suitland, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
More federally-insured credit unions based in District of Columbia, ordered by peer group match and asset size.
Other-state peers near Dept of Labor
Dept of Labor's nationwide photo peers by assets and by health score, excluding District of Columbia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($145.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Dept of Labor ranks #2,799 of 4,374 nationally on financial health and #14 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- F R B is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with F R B
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dept of Labor financially healthy?
A 7.86% net worth ratio and a 0.65% delinquency rate feed into Dept of Labor's financial health score of 80/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,799 of 4,374; by total assets it ranks #1,509 of 4,374 nationally (same basis as /rankings/largest); and #9 of 29 within District of Columbia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Dept of Labor compare to other credit unions?
80/100 is Dept of Labor's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dept of Labor?
Dept of Labor serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Dept of Labor directly for the current list of qualifying groups.
Is my money safe at Dept of Labor?
Federal credit unions like Dept of Labor are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dept of Labor's net worth ratio of 7.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dept of Labor offer compared to banks?
Credit unions like Dept of Labor are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dept of Labor directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.