Federal credit union · Washington, District of Columbia · NCUA charter #1821
District of Columbia Teachers
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $49.0M
- Total assets
- 3,828
- Members
- 9.0%
- Net-worth ratio
District of Columbia Teachers scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $49.0M; members 3,828; net-worth ratio 9.05%; health rank #3,670 of 4,374; healthier than 16th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,670 of 4,374 health · 2025Q4District of Columbia Teache… · health 69/100 · $49.0M · 2025Q4
- ASSETS 69/100
- MEM 9.0%
- RANK 2.05%
- PHOTO 0.83%
- BOOK $49.0M
- CHARTER 3,828
- NCUSIF #3,670/4,374
- CAMELS Brookline Municipal
- HEALTH 1821
Call Report peers
District of Columbia Teachers in the assets neighbourhood
District of Columbia Teachers's $49.0M assets sit next to Brookline Municipal ($49.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
District of Columbia Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
District of Columbia Teachers - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #1821: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for District of Columbia Teachers
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.13 pp (0.83% vs 0.70%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.71 pp (40.09% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
District of Columbia Teachers: in-state Call Report ranks
- In District of Columbia, health place is #19 of 29 on the same NCUA-ratio sort used nationally.
- Assets rank #14 of 29 inside District of Columbia ($49.0M reported).
- Membership ranks #19 of 29 among District of Columbia CUs with a reported count (3,828 members).
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
District of Columbia Teachers Call Report trajectory
District of Columbia Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.6% from $49.0M (2025Q4) to $49.3M (2026Q1).
- Net-worth ratio shifted +0.05 pp (9.00% → 9.05%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.05% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 69/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 69.
- Net Worth Ratio 27.6 pts
- Delinquency Rate 12.2 pts
- Return on Assets 15.0 pts
- Member Growth 4.6 pts
- Loan-to-Share Ratio 9.6 pts
District of Columbia Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.05% | -5.81 pp |
| Delinquency Rate | 2.05% | +0.90 pp |
| Return on Assets | 0.83% | +0.13 pp |
| Member Growth | -2.45% | - |
| Loan-to-Share Ratio | 40.09% | -19.71 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
District of Columbia Teache… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $49.3M | - |
| 2025Q4 | $49.0M | 3,828 |
| 2024Q4 | $47.0M | 3,924 |
| 2023Q4 | $47.8M | 4,049 |
Credit Union Details
- Charter Number
- 1821
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- District of Columbia
- City
- Washington
- Data Quarter
- 2025Q4
Branch Location
District of Columbia Teachers operates a single office in Washington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| District of Columbia Teacher's Federal Credit Union (Main Office) | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
A look at other District of Columbia credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for District of Columbia Teachers - kept outside District of Columbia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($49.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (69/100 here).
Using this data
- District of Columbia Teachers ranks #3,670 of 4,374 nationally on financial health and #19 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Afl Cio Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Afl Cio Employees
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is District of Columbia Teachers financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, District of Columbia Teachers carries a financial health score of 69/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,670 of 4,374; by total assets it ranks #2,416 of 4,374 nationally (same basis as /rankings/largest); and #14 of 29 within District of Columbia. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.05% net worth ratio and a 2.05% delinquency rate.
How does District of Columbia Teachers compare to other credit unions?
PlainCU's health composite puts District of Columbia Teachers at 69/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join District of Columbia Teachers?
District of Columbia Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact District of Columbia Teachers directly for the exact boundaries and application steps.
Is my money safe at District of Columbia Teachers?
Federal credit unions like District of Columbia Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. District of Columbia Teachers's net worth ratio of 9.05% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does District of Columbia Teachers offer compared to banks?
Credit unions like District of Columbia Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact District of Columbia Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.