Federal credit union · WASHINGTON, District of Columbia · NCUA charter #22323
John Wesley Ame Zion Church
Health score 51/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 51
- Health / 100
- $74K
- Total assets
- 100
- Members
- 11.6%
- Net-worth ratio
John Wesley Ame Zion Church scores 51/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $74K; members 100; net-worth ratio 11.62%; health rank #4,255 of 4,374; healthier than 3rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,255 of 4,374 health · 2025Q4John Wesley Ame Zion Church · health 51/100 · $74K · 2025Q4
Call Report peers
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John Wesley Ame Zion Church vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); John Wesley Ame Zion Church sits in 50-54 with 82 others.
51 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for John Wesley Ame Zion Church
- Largest favorable gap: Return on Assets at 0.60% vs peer 0.22% (+0.38 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -48.40 pp (4.30% vs 52.70%).
Where John Wesley Ame Zion Church sits in District of Columbia
- Health composite ranks #26 of 29 among scored District of Columbia credit unions.
- By total assets, John Wesley Ame Zion Church is #29 of 29 in District of Columbia.
- Member book place in District of Columbia: #27 of 29.
- One place up in District of Columbia, HUD (#25) scores 55/100, 4 points higher; one place down, Department of Commerce (#27) ties at 51/100.
John Wesley Ame Zion Church Call Report trajectory
John Wesley Ame Zion Church: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +9.1% from $74K (2025Q4) to $81K (2026Q1).
- Net-worth ratio shifted -1.05 pp (12.67% → 11.62%).
At 11.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 51/100 score is built
John Wesley Ame Zion Church gives up 49 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 6.0 pts
John Wesley Ame Zion Church health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.62% | -11.31 pp |
| Delinquency Rate | 17.11% | +12.63 pp |
| Return on Assets | 0.60% | +0.38 pp |
| Member Growth | -7.41% | - |
| Loan-to-Share Ratio | 4.30% | -48.40 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - John Wesley Ame Zion Church
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $81K | - |
| 2025Q4 | $74K | 100 |
| 2024Q4 | $87K | 108 |
| 2023Q4 | $84K | 110 |
Credit Union Details
- Charter Number
- 22323
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, John Wesley Ame Zion Church runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| JOHN WESLEY AME ZION CHURCH FCU (Main Office) | WASHINGTON, DC |
| Home of Treasurer | UPPER MARLBORO, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
John Wesley Ame Zion Church nationwide neighbourhoods
Using this data
- John Wesley Ame Zion Church ranks #4,255 of 4,374 nationally on financial health and #26 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mt Gilead is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mt Gilead
Frequently Asked Questions
Is John Wesley Ame Zion Church financially healthy?
On its 2025Q4 NCUA 5300 filing, John Wesley Ame Zion Church scores 51/100 (Fair), with a 11.62% net worth ratio and 17.11% of loans delinquent. It ranks #4,255 of 4,374 nationally on health and #26 of 29 in District of Columbia.
How does John Wesley Ame Zion Church compare to other credit unions?
John Wesley Ame Zion Church scores 51/100, higher than 3% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (0.60% vs 0.22%). Its widest shortfall is loan-to-share ratio (4.30% vs 52.70%).
How can I join John Wesley Ame Zion Church?
John Wesley Ame Zion Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact John Wesley Ame Zion Church directly for the exact boundaries and application steps.
Is my money safe at John Wesley Ame Zion Church?
John Wesley Ame Zion Church is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. John Wesley Ame Zion Church's net worth ratio of 11.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.