Federal credit union · WASHINGTON, District of Columbia · NCUA charter #14176
Idb Global
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $826.0M
- Total assets
- 13,850
- Members
- 12.2%
- Net-worth ratio
Idb Global scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $826.0M; members 13,850; net-worth ratio 12.18%; health rank #181 of 4,374; healthier than 95th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#181 of 4,374 health · 2025Q4Idb Global · health 97/100 · $826.0M · 2025Q4
- MEM 97/100
- RANK 12.2%
- PHOTO 0.29%
- BOOK 0.29%
- CHARTER $826.0M
- NCUSIF 13,850
- CAMELS #181/4,374
- HEALTH First South Financial
- NW 14176
Call Report peers
Idb Global in the assets neighbourhood
Idb Global's $826.0M assets sit next to First South Financial ($828.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Idb Global vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Idb Global - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #14176: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Idb Global vs Over $500M peers
- Largest favorable gap: Net Worth Ratio at 12.18% vs peer 11.18% (+1.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -3.41 pp (80.49% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Idb Global sits in District of Columbia
- In District of Columbia, health place is #1 of 29 on the same NCUA-ratio sort used nationally.
- District of Columbia assets place: #3 of 29.
- Membership ranks #5 of 29 among District of Columbia CUs with a reported count (13,850 members).
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Idb Global's 5300 filing moved
Idb Global: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.5% from $826.0M (2025Q4) to $846.3M (2026Q1).
- Net-worth ratio shifted -0.18 pp (12.36% → 12.18%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.9 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.18% | +1.00 pp |
| Delinquency Rate | 0.29% | -0.58 pp |
| Return on Assets | 0.29% | -0.22 pp |
| Member Growth | 10.46% | - |
| Loan-to-Share Ratio | 80.49% | -3.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $846.3M | - |
| 2025Q4 | $826.0M | 13,850 |
| 2024Q4 | $803.1M | 12,538 |
| 2023Q4 | $794.4M | 11,641 |
Credit Union Details
- Charter Number
- 14176
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Location
Idb Global operates a single office in Washington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office IDB Global FCU (Main Office) | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
A look at other District of Columbia credit unions, ranked by how closely their peer group and asset size match this one.
Idb Global nationwide neighbourhoods
Idb Global's nationwide photo peers by assets and by health score, excluding District of Columbia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($826.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- Idb Global ranks #181 of 4,374 nationally on financial health and #1 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Department of Commerce is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Department of Commerce
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Idb Global financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Idb Global carries a financial health score of 97/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #181 of 4,374; by total assets it ranks #542 of 4,374 nationally (same basis as /rankings/largest); and #3 of 29 within District of Columbia. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.18% net worth ratio and a 0.29% delinquency rate.
How does Idb Global compare to other credit unions?
97/100 is Idb Global's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Idb Global?
Idb Global operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Idb Global directly for the exact boundaries and application steps.
Is my money safe at Idb Global?
Federal credit unions like Idb Global are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Idb Global's net worth ratio of 12.18% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Idb Global offer compared to banks?
Credit unions like Idb Global are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Idb Global directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.