Federal credit union · WASHINGTON, District of Columbia · NCUA charter #9613
SARGENT
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $276K
- Total assets
- 391
- Members
- 15.2%
- Net-worth ratio
SARGENT scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $276K; members 391; net-worth ratio 15.24%; health rank #3,987 of 4,374; healthier than 8th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,987 of 4,374 health · 2025Q4SARGENT · health 62/100 · $276K · 2025Q4
Call Report peers
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SARGENT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SARGENT sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for SARGENT
- Largest favorable gap: Return on Assets at 0.58% vs peer 0.22% (+0.36 pp).
- Loan-to-Share Ratio trails the peer set - 23.89% here, 52.70% peer average (-28.81 pp).
District of Columbia standing for SARGENT
- Health composite ranks #22 of 29 among scored District of Columbia credit unions.
- District of Columbia assets place: #25 of 29.
- Membership ranks #23 of 29 among District of Columbia CUs with a reported count (391 members).
- One place up in District of Columbia, Pmi Employees (#21) scores 66/100, 4 points higher; one place down, Department of the Interior (#23) scores 60/100, 2 points lower.
SARGENT Call Report trajectory
SARGENT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.8% from $276K (2025Q4) to $268K (2026Q1).
- Net-worth ratio shifted +0.64 pp (14.60% → 15.24%).
This credit union's 15.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 62/100 score is built
SARGENT gives up 38 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 8.0 pts
SARGENT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.24% | -7.69 pp |
| Delinquency Rate | 8.22% | +3.74 pp |
| Return on Assets | 0.58% | +0.36 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 23.89% | -28.81 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
SARGENT quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $268K | - |
| 2025Q4 | $276K | 391 |
| 2024Q4 | $292K | 391 |
| 2023Q4 | $277K | 392 |
Credit Union Details
- Charter Number
- 9613
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for SARGENT.
| Office | City |
|---|---|
| Sargent FCU (Main Office) | Washington, DC |
| Industrial Bank Safe deposit box | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
Other-state peers near SARGENT
Similar health score
Using this data
- SARGENT ranks #3,987 of 4,374 nationally on financial health and #22 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pmi Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pmi Employees
Frequently Asked Questions
Is SARGENT financially healthy?
SARGENT has a financial health score of 62/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,987 of 4,374 nationally on health and #22 of 29 in District of Columbia. Its net worth ratio is 15.24% and its delinquency rate 8.22%.
How does SARGENT compare to other credit unions?
SARGENT scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (0.58% vs 0.22%). Its widest shortfall is loan-to-share ratio (23.89% vs 52.70%).
How can I join SARGENT?
SARGENT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SARGENT directly for the exact boundaries and application steps.
Is my money safe at SARGENT?
SARGENT is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SARGENT's net worth ratio of 15.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.