Federal credit union · Washington, District of Columbia · NCUA charter #16411
DC
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $89.2M
- Total assets
- 10,074
- Members
- 12.7%
- Net-worth ratio
DC scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $89.2M; members 10,074; net-worth ratio 12.66%; health rank #2,274 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,274 of 4,374 health · 2025Q4DC · health 83/100 · $89.2M · 2025Q4
Call Report peers
DC in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DC vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DC sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for DC
- Largest favorable gap: Loan-to-Share Ratio at 76.83% vs peer 62.60% (+14.23 pp).
- Largest lag: Delinquency Rate at 2.70% vs peer 0.96% (+1.73 pp).
Where DC sits in District of Columbia
- Health composite ranks #10 of 29 among scored District of Columbia credit unions.
- District of Columbia assets place: #12 of 29.
- District of Columbia membership ordinal: #7 of 29.
- One place up in District of Columbia, Georgetown University Alumni and St (#9) ties at 83/100; one place down, Treasury Department (#11) scores 82/100, 1 point lower.
DC Call Report trajectory
DC: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $89.2M (2025Q4) to $90.5M (2026Q1).
- Net-worth ratio shifted -0.16 pp (12.82% → 12.66%).
This credit union's 12.66% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
DC gives up 17 points in total. Delinquency Rate costs the most, 16.9 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.1 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for DC
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.66% | -0.96 pp |
| Delinquency Rate | 2.70% | +1.73 pp |
| Return on Assets | 0.70% | +0.04 pp |
| Member Growth | 4.52% | - |
| Loan-to-Share Ratio | 76.83% | +14.23 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
DC filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $90.5M | - |
| 2025Q4 | $89.2M | 10,074 |
| 2024Q4 | $84.6M | 9,638 |
| 2023Q4 | $82.8M | 10,568 |
Credit Union Details
- Charter Number
- 16411
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- District of Columbia
- City
- Washington
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, DC runs 3 offices.
| Office | City |
|---|---|
| Navy Yard (Main Office) | Washington, DC |
| ACCESO | Washington, DC |
| Navy Yard Branch | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
DC nationwide neighbourhoods
Similar total assets
Using this data
- DC ranks #2,274 of 4,374 nationally on financial health and #10 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EP
Frequently Asked Questions
Is DC financially healthy?
DC has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,274 of 4,374 nationally on health and #10 of 29 in District of Columbia. Its net worth ratio is 12.66% and its delinquency rate 2.70%.
How does DC compare to other credit unions?
DC scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (76.83% vs 62.60%). Its widest shortfall is delinquency rate (2.70% vs 0.96%).
How can I join DC?
DC serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact DC directly for the current list of qualifying groups.
Is my money safe at DC?
DC is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DC's net worth ratio of 12.66% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.