Federal credit union · WASHINGTON, District of Columbia · NCUA charter #162
Treasury Department
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $176.8M
- Total assets
- 11,570
- Members
- 10.1%
- Net-worth ratio
Treasury Department scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $176.8M; members 11,570; net-worth ratio 10.11%; health rank #2,459 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,459 of 4,374 health · 2025Q4Treasury Department · health 82/100 · $176.8M · 2025Q4
- PHOTO 82/100
- BOOK 10.1%
- CHARTER 0.92%
- NCUSIF 0.89%
- CAMELS $176.8M
- HEALTH 11,570
- NW #2,459/4,374
- DELQ OMEGA
- ROA 162
Call Report peers
Treasury Department in the assets neighbourhood
Treasury Department's $176.8M assets sit next to OMEGA ($176.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Treasury Department vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Treasury Department - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #162, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Treasury Department vs $100M–$500M peers
- Return on Assets leads the peer set - 0.89% here, 0.62% peer average (+0.27 pp).
- Loan-to-Share Ratio trails the peer set - 69.43% here, 72.20% peer average (-2.77 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Treasury Department: in-state Call Report ranks
- District of Columbia health ordinal: #11 of 29.
- By total assets, Treasury Department is #8 of 29 in District of Columbia.
- District of Columbia membership ordinal: #6 of 29.
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Treasury Department
Treasury Department: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $176.8M (2025Q4) to $179.6M (2026Q1).
- Net-worth ratio shifted -0.09 pp (10.20% → 10.11%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.8 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 14.7 pts
Treasury Department health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.11% | -2.00 pp |
| Delinquency Rate | 0.92% | +0.02 pp |
| Return on Assets | 0.89% | +0.27 pp |
| Member Growth | -4.15% | - |
| Loan-to-Share Ratio | 69.43% | -2.77 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $179.6M | - |
| 2025Q4 | $176.8M | 11,570 |
| 2024Q4 | $173.9M | 12,071 |
| 2023Q4 | $181.0M | 12,275 |
Credit Union Details
- Charter Number
- 162
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Treasury Department runs 6 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Capitol Hill (Main Office) | Washington, DC |
| PG CENTER | HYATTSVILLE, MD |
| Treasury Annex | Washington, DC |
| OCC | WASHINGTON, DC |
| COURTS | WASHINGTON, DC |
| RRB | WASHINGTON, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
Cross-state Call Report peers for Treasury Department
Treasury Department's nationwide photo peers by assets and by health score, excluding District of Columbia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($176.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Treasury Department ranks #2,459 of 4,374 nationally on financial health and #11 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dept of Labor is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dept of Labor
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Treasury Department financially healthy?
A 10.11% net worth ratio and a 0.92% delinquency rate feed into Treasury Department's financial health score of 82/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,459 of 4,374; by total assets it ranks #1,368 of 4,374 nationally (same basis as /rankings/largest); and #8 of 29 within District of Columbia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Treasury Department compare to other credit unions?
On PlainCU's health composite, Treasury Department lands at 82/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Treasury Department?
Treasury Department serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Treasury Department directly for the current list of qualifying groups.
Is my money safe at Treasury Department?
Federal credit unions like Treasury Department are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Treasury Department's net worth ratio of 10.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Treasury Department offer compared to banks?
Credit unions like Treasury Department are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Treasury Department directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.