Federal credit union · Washington, District of Columbia · NCUA charter #24219
Mt. Airy Baptist Church
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $1.0M
- Total assets
- 238
- Members
- 41.8%
- Net-worth ratio
Mt. Airy Baptist Church scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 238; net-worth ratio 41.83%; health rank #712 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#712 of 4,374 health · 2025Q4Mt. Airy Baptist Church · health 92/100 · $1.0M · 2025Q4
- DELQ 92/100
- ROA 41.8%
- ASSETS 0.78%
- MEM 3.62%
- RANK $1.0M
- PHOTO 238
- BOOK #712/4,374
- CHARTER n/a
- NCUSIF 24219
Call Report peers
Mt. Airy Baptist Church carries $1.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mt. Airy Baptist Church vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mt. Airy Baptist Church - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24219, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Mt. Airy Baptist Church
- Strongest edge vs 243 Under $2M peers is Net Worth Ratio: +18.90 pp (41.83% vs 22.93%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mt. Airy Baptist Church in District of Columbia
- In District of Columbia, health place is #3 of 29 on the same NCUA-ratio sort used nationally.
- Assets rank #23 of 29 inside District of Columbia ($1.0M reported).
- Membership ranks #25 of 29 among District of Columbia CUs with a reported count (238 members).
In-state ordinals use the live credit_unions table for DC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Mt. Airy Baptist Church: 2025Q4 → 2026Q1
Mt. Airy Baptist Church: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $1.0M (2025Q4) to $1.1M (2026Q1).
- Net-worth ratio shifted +0.12 pp (41.71% → 41.83%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 41.83% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.2 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 14.8 pts
Mt. Airy Baptist Church vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 41.83% | +18.90 pp |
| Delinquency Rate | 0.78% | -3.70 pp |
| Return on Assets | 3.62% | +3.39 pp |
| Member Growth | 0.85% | - |
| Loan-to-Share Ratio | 69.93% | +17.23 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Mt. Airy Baptist Church
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.1M | - |
| 2025Q4 | $1.0M | 238 |
| 2024Q4 | $1.1M | 236 |
| 2023Q4 | $1.1M | 237 |
Credit Union Details
- Charter Number
- 24219
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- Under $2M
- State
- District of Columbia
- City
- Washington
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mt. Airy Baptist Church runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
Cross-state Call Report peers for Mt. Airy Baptist Church
Cross-state asset and health neighbours for Mt. Airy Baptist Church - kept outside District of Columbia; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Mt. Airy Baptist Church ranks #712 of 4,374 nationally on financial health and #3 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Phi Beta Sigma is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Phi Beta Sigma
- Rates and health both vary by institution, not just by state -- see how District of Columbia credit unions compare overall before assuming this one is typical. District of Columbia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mt. Airy Baptist Church financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Mt. Airy Baptist Church carries a financial health score of 92/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #712 of 4,374; by total assets it ranks #4,227 of 4,374 nationally (same basis as /rankings/largest); and #23 of 29 within District of Columbia. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 41.83% net worth ratio and a 0.78% delinquency rate.
How does Mt. Airy Baptist Church compare to other credit unions?
92/100 is Mt. Airy Baptist Church's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mt. Airy Baptist Church?
Mt. Airy Baptist Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mt. Airy Baptist Church directly for the exact boundaries and application steps.
Is my money safe at Mt. Airy Baptist Church?
Federal credit unions like Mt. Airy Baptist Church are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mt. Airy Baptist Church's net worth ratio of 41.83% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mt. Airy Baptist Church offer compared to banks?
Credit unions like Mt. Airy Baptist Church are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mt. Airy Baptist Church directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.