Federal credit union · Washington, District of Columbia · NCUA charter #24219
Mt. Airy Baptist Church
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $1.0M
- Total assets
- 238
- Members
- 41.8%
- Net-worth ratio
Mt. Airy Baptist Church scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 238; net-worth ratio 41.83%; health rank #712 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#712 of 4,374 health · 2025Q4Mt. Airy Baptist Church · health 92/100 · $1.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mt. Airy Baptist Church vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mt. Airy Baptist Church sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Mt. Airy Baptist Church
- Strongest edge vs 243 Under $2M peers is Net Worth Ratio: +18.90 pp (41.83% vs 22.93%).
Mt. Airy Baptist Church in District of Columbia
- In District of Columbia, health place is #3 of 29 on the same NCUA-ratio sort used nationally.
- Assets rank #23 of 29 inside District of Columbia ($1.0M reported).
- Membership ranks #25 of 29 among District of Columbia CUs with a reported count (238 members).
- One place up in District of Columbia, Bank Fund Staff (#2) scores 95/100, 3 points higher; one place down, Wright Patman Congressional (#4) ties at 92/100.
Mt. Airy Baptist Church: 2025Q4 → 2026Q1
Mt. Airy Baptist Church: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $1.0M (2025Q4) to $1.1M (2026Q1).
- Net-worth ratio shifted +0.12 pp (41.71% → 41.83%).
This credit union's 41.83% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Mt. Airy Baptist Church gives up 8 points in total. Member Growth costs the most, 5 of its 15; Loan-to-Share Ratio and Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.2 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 14.8 pts
Mt. Airy Baptist Church vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 41.83% | +18.90 pp |
| Delinquency Rate | 0.78% | -3.70 pp |
| Return on Assets | 3.62% | +3.39 pp |
| Member Growth | 0.85% | - |
| Loan-to-Share Ratio | 69.93% | +17.23 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Mt. Airy Baptist Church
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.1M | - |
| 2025Q4 | $1.0M | 238 |
| 2024Q4 | $1.1M | 236 |
| 2023Q4 | $1.1M | 237 |
Credit Union Details
- Charter Number
- 24219
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- Under $2M
- State
- District of Columbia
- City
- Washington
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mt. Airy Baptist Church runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
Cross-state Call Report peers for Mt. Airy Baptist Church
Similar health score
Using this data
- Mt. Airy Baptist Church ranks #712 of 4,374 nationally on financial health and #3 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Phi Beta Sigma is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Phi Beta Sigma
Frequently Asked Questions
Is Mt. Airy Baptist Church financially healthy?
On its 2025Q4 NCUA 5300 filing, Mt. Airy Baptist Church scores 92/100 (Excellent), with a 41.83% net worth ratio and 0.78% of loans delinquent. It ranks #712 of 4,374 nationally on health and #3 of 29 in District of Columbia.
How does Mt. Airy Baptist Church compare to other credit unions?
Mt. Airy Baptist Church scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (41.83% vs 22.93%).
How can I join Mt. Airy Baptist Church?
Mt. Airy Baptist Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mt. Airy Baptist Church directly for the exact boundaries and application steps.
Is my money safe at Mt. Airy Baptist Church?
Mt. Airy Baptist Church is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mt. Airy Baptist Church's net worth ratio of 41.83% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.