Federal credit union · Washington, District of Columbia · NCUA charter #538
Government Printing Office
Health score 76/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $29.4M
- Total assets
- 3,999
- Members
- 8.6%
- Net-worth ratio
Government Printing Office - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #538, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Government Printing Office - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)89
- Asset quality (delinquency)99
- Earnings (ROA)47
- Member growth43
- Liquidity (loan-to-share)75
Weighted composite: 76/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
8.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 8.64% | 30% |
| Delinquency Rate | 0.52% | 25% |
| Return on Assets | 0.06% | 15% |
| Member Growth | -1.41% | 15% |
| Loan-to-Share Ratio | 53.59% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $29.4M | 3,999 |
| 2024Q4 | $27.4M | 4,056 |
| 2023Q4 | $28.2M | 4,106 |
Credit Union Details
- Charter Number
- 538
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- District of Columbia
- City
- Washington
- Data Quarter
- 2025Q4
What This Data Says About Government Printing Office
Headquartered in Washington, District of Columbia, Government Printing Office is a federal credit union with 3,999 members, $29.4M in total assets, and $14.1M in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 76/100 (Very Good), driven in part by a net worth ratio of 8.64% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #538 and reports within peer group $10M–$50M, a cohort of 1163 similarly-sized institutions.
0.52% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for $10M–$50M credit unions sits at 1.145%, so this institution is running tighter than peers. Deposit deployment is captured by the 53.59% loan-to-share ratio, below the 60% band that typically signals under-deployed capital. Return on assets stands at 0.06% on net income of $17K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -1.41%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Multiple Common Bond) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in District of Columbia
Other federally-insured credit unions in District of Columbia, closest first by peer group and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Government Printing Office financially healthy?
Yes/no aside, the number is 76/100 (Very Good) - Government Printing Office's financial health score from the NCUA 5300 Call Report, Q4 2025. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.64% net worth ratio and 0.52% delinquency rate are the key drivers.
How does Government Printing Office compare to other credit unions?
Government Printing Office scores 76/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Government Printing Office?
Government Printing Office serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Government Printing Office directly for the current list of qualifying groups.
Is my money safe at Government Printing Office?
Federal credit unions like Government Printing Office are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Government Printing Office's net worth ratio of 8.64% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Government Printing Office offer compared to banks?
Credit unions like Government Printing Office are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Government Printing Office directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.