Federal credit union · Westport, Massachusetts · NCUA charter #7652
WESTPORT
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $80.9M
- Total assets
- 6,146
- Members
- 9.5%
- Net-worth ratio
WESTPORT scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $80.9M; members 6,146; net-worth ratio 9.53%; health rank #2,775 of 4,374; healthier than 36th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,775 of 4,374 health · 2025Q4WESTPORT · health 80/100 · $80.9M · 2025Q4
Call Report peers
WESTPORT in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WESTPORT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WESTPORT sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
WESTPORT: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Return on Assets: +0.57 pp (1.23% vs 0.66%).
- Loan-to-Share Ratio trails the peer set - 53.64% here, 62.60% peer average (-8.96 pp).
WESTPORT in Massachusetts
- Health composite ranks #81 of 126 among scored Massachusetts credit unions.
- Massachusetts assets place: #65 of 126.
- Massachusetts membership ordinal: #58 of 126.
- One place up in Massachusetts, Haverhill Fire Department (#80) ties at 80/100; one place down, Middlesex-Essex Postal Employees (#82) scores 79/100, 1 point lower.
WESTPORT Call Report trajectory
WESTPORT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $80.9M (2025Q4) to $82.4M (2026Q1).
- Net-worth ratio shifted +0.06 pp (9.47% → 9.53%).
At 9.53%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
WESTPORT gives up 20 points in total. Delinquency Rate costs the most, 7.8 of its 25; Return on Assets scores full marks.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 17.2 pts
- Return on Assets 15.0 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 11.2 pts
WESTPORT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.53% | -4.09 pp |
| Delinquency Rate | 1.37% | +0.41 pp |
| Return on Assets | 1.23% | +0.57 pp |
| Member Growth | -0.68% | - |
| Loan-to-Share Ratio | 53.64% | -8.96 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - WESTPORT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $82.4M | - |
| 2025Q4 | $80.9M | 6,146 |
| 2024Q4 | $71.1M | 6,188 |
| 2023Q4 | $70.8M | 6,294 |
Credit Union Details
- Charter Number
- 7652
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Massachusetts
- City
- Westport
- Data Quarter
- 2025Q4
Branch Location
WESTPORT operates a single office in Westport, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Westport, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Cross-state Call Report peers for WESTPORT
Using this data
- WESTPORT ranks #2,775 of 4,374 nationally on financial health and #81 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALLCOM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALLCOM
Frequently Asked Questions
Is WESTPORT financially healthy?
WESTPORT has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,775 of 4,374 nationally on health and #81 of 126 in Massachusetts. Its net worth ratio is 9.53% and its delinquency rate 1.37%.
How does WESTPORT compare to other credit unions?
WESTPORT scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.23% vs 0.66%). Its widest shortfall is loan-to-share ratio (53.64% vs 62.60%).
How can I join WESTPORT?
WESTPORT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WESTPORT directly for the exact boundaries and application steps.
Is my money safe at WESTPORT?
WESTPORT is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WESTPORT's net worth ratio of 9.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.