State credit union · Worcester, Massachusetts · NCUA charter #67599
ALLCOM
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $83.3M
- Total assets
- 3,838
- Members
- 16.3%
- Net-worth ratio
ALLCOM scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $83.3M; members 3,838; net-worth ratio 16.30%; health rank #1,204 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,204 of 4,374 health · 2025Q4ALLCOM · health 89/100 · $83.3M · 2025Q4
Call Report peers
ALLCOM in the assets neighbourhood
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ALLCOM vs every NCUA-scored credit union
ALLCOM sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ALLCOM: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 65.31% here, 62.60% peer average (+2.71 pp).
- Largest lag: Return on Assets at 0.60% vs peer 0.66% (-0.06 pp).
ALLCOM in Massachusetts
- Health composite ranks #35 of 126 among scored Massachusetts credit unions.
- Assets rank #64 of 126 inside Massachusetts ($83.3M reported).
- Membership ranks #67 of 126 among Massachusetts CUs with a reported count (3,838 members).
- One place up in Massachusetts, Mass. Institute of Tech. (#34) scores 90/100, 1 point higher; one place down, METHUEN (#36) ties at 89/100.
ALLCOM: 2025Q4 → 2026Q1
ALLCOM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.6% from $83.3M (2025Q4) to $82.7M (2026Q1).
- Net-worth ratio shifted +0.17 pp (16.13% → 16.30%).
16.30% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
ALLCOM gives up 11 points in total. Member Growth costs the most, 9.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 13.7 pts
ALLCOM vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.30% | +2.68 pp |
| Delinquency Rate | 0.03% | -0.93 pp |
| Return on Assets | 0.60% | -0.06 pp |
| Member Growth | -2.04% | - |
| Loan-to-Share Ratio | 65.31% | +2.71 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
ALLCOM filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $82.7M | - |
| 2025Q4 | $83.3M | 3,838 |
| 2024Q4 | $79.0M | 3,918 |
| 2023Q4 | $78.7M | 4,039 |
Credit Union Details
- Charter Number
- 67599
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Massachusetts
- City
- Worcester
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for ALLCOM.
| Office | City |
|---|---|
| AllCom Credit Union (Main Office) | Worcester, MA |
| Postal Branch | Worcester, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
ALLCOM nationwide neighbourhoods
Using this data
- ALLCOM ranks #1,204 of 4,374 nationally on financial health and #35 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WESTPORT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WESTPORT
Frequently Asked Questions
Is ALLCOM financially healthy?
On its 2025Q4 NCUA 5300 filing, ALLCOM scores 89/100 (Excellent), with a 16.30% net worth ratio and 0.03% of loans delinquent. It ranks #1,204 of 4,374 nationally on health and #35 of 126 in Massachusetts.
How does ALLCOM compare to other credit unions?
ALLCOM scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (65.31% vs 62.60%). Its widest shortfall is return on assets (0.60% vs 0.66%).
How can I join ALLCOM?
Membership eligibility for ALLCOM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALLCOM directly for current membership requirements and application steps.
Is my money safe at ALLCOM?
ALLCOM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLCOM's net worth ratio of 16.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.