State credit union · NORTH CANTON, Ohio · NCUA charter #68746
Christian Family
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $80.9M
- Total assets
- 3,499
- Members
- 13.1%
- Net-worth ratio
Christian Family scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $80.9M; members 3,499; net-worth ratio 13.11%; health rank #2,425 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,425 of 4,374 health · 2025Q4Christian Family · health 82/100 · $80.9M · 2025Q4
- ROA 82/100
- ASSETS 13.1%
- MEM 0.10%
- RANK 0.00%
- PHOTO $80.9M
- BOOK 3,499
- CHARTER #2,425/4,374
- NCUSIF Power Co-Op Employees
- CAMELS 68746
Call Report peers
Christian Family in the assets neighbourhood
Christian Family's $80.9M assets sit next to Power Co-Op Employees ($80.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Christian Family vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Christian Family - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68746 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Christian Family: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.86 pp (0.10% vs 0.96%).
- Largest lag: Loan-to-Share Ratio at 43.93% vs peer 62.60% (-18.67 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Christian Family: in-state Call Report ranks
- Ohio health ordinal: #108 of 196.
- By total assets, Christian Family is #83 of 196 in Ohio.
- Membership ranks #117 of 196 among Ohio CUs with a reported count (3,499 members).
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Christian Family
- Assets moved +18.5% from $80.9M (2025Q4) to $95.8M (2026Q1).
- Net-worth ratio shifted -0.99 pp (14.10% → 13.11%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 29.4 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 12.0 pts
Christian Family health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.11% | -0.51 pp |
| Delinquency Rate | 0.10% | -0.86 pp |
| Return on Assets | 0.00% | -0.66 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 43.93% | -18.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Christian Family quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $95.8M | - |
| 2025Q4 | $80.9M | 3,499 |
Credit Union Details
- Charter Number
- 68746
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- NORTH CANTON
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Christian Family runs 5 offices in 4 different cities across 3 states.
| Office | City |
|---|---|
| Home Office (Main Office) | North Canton, OH |
| Indianapolis Branch | Carmel, IN |
| Cranberry Branch Office | Cranberry, PA |
| Cincinnati Branch | Milford, OH |
| North Canton Branch Office | North Canton, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Christian Family nationwide neighbourhoods
Christian Family's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($80.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Christian Family ranks #2,425 of 4,374 nationally on financial health and #108 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DYNAMIC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DYNAMIC
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Christian Family financially healthy?
Christian Family scores 82/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,425 of 4,374; by total assets it ranks #2,008 of 4,374 nationally (same basis as /rankings/largest); and #83 of 196 within Ohio. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.11% net worth ratio and a 0.10% delinquency rate.
How does Christian Family compare to other credit unions?
PlainCU's health composite puts Christian Family at 82/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Christian Family?
Membership eligibility for Christian Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Christian Family directly for current membership requirements and application steps.
Is my money safe at Christian Family?
Federal credit unions like Christian Family are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Christian Family's net worth ratio of 13.11% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Christian Family offer compared to banks?
Credit unions like Christian Family are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Christian Family directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.