State credit union · Wichita Falls, Texas · NCUA charter #67554
Postel Family
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $81.1M
- Total assets
- 5,788
- Members
- 11.2%
- Net-worth ratio
Postel Family scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $81.1M; members 5,788; net-worth ratio 11.22%; health rank #955 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#955 of 4,374 health · 2025Q4Postel Family · health 91/100 · $81.1M · 2025Q4
Call Report peers
Postel Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Postel Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Postel Family sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Postel Family: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Return on Assets: +0.98 pp (1.64% vs 0.66%).
- Largest lag: Loan-to-Share Ratio at 55.96% vs peer 62.60% (-6.64 pp).
Postel Family in Texas
- In Texas, health place is #92 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #165 of 386.
- Texas membership ordinal: #164 of 386.
- One place up in Texas, Concho Valley (#91) ties at 91/100; one place down, Southwest 66 (#93) ties at 91/100.
Postel Family Call Report trajectory
Postel Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $81.1M (2025Q4) to $83.0M (2026Q1).
- Net-worth ratio shifted -0.26 pp (11.48% → 11.22%).
At 11.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Postel Family gives up 9 points in total. Member Growth costs the most, 5.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 11.4 pts
Postel Family vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.22% | -2.40 pp |
| Delinquency Rate | 0.27% | -0.69 pp |
| Return on Assets | 1.64% | +0.98 pp |
| Member Growth | 0.49% | - |
| Loan-to-Share Ratio | 55.96% | -6.64 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Postel Family
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.0M | - |
| 2025Q4 | $81.1M | 5,788 |
| 2024Q4 | $75.9M | 5,760 |
| 2023Q4 | $73.4M | 5,747 |
Credit Union Details
- Charter Number
- 67554
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Wichita Falls
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Postel Family runs one office.
| Office | City |
|---|---|
| Maplewood (Main Office) | Wichita Falls, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Postel Family
Similar total assets
Using this data
- Postel Family ranks #955 of 4,374 nationally on financial health and #92 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Baylor Health Care System is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Baylor Health Care System
Frequently Asked Questions
Is Postel Family financially healthy?
Postel Family has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #955 of 4,374 nationally on health and #92 of 386 in Texas. Its net worth ratio is 11.22% and its delinquency rate 0.27%.
How does Postel Family compare to other credit unions?
Postel Family scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.64% vs 0.66%). Its widest shortfall is loan-to-share ratio (55.96% vs 62.60%).
How can I join Postel Family?
Membership eligibility for Postel Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Postel Family directly for current membership requirements and application steps.
Is my money safe at Postel Family?
Postel Family is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Postel Family's net worth ratio of 11.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.