Federal credit union · Charlestown, Massachusetts · NCUA charter #21507
New England Teamsters
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $73.3M
- Total assets
- 3,850
- Members
- 12.7%
- Net-worth ratio
New England Teamsters scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $73.3M; members 3,850; net-worth ratio 12.68%; health rank #3,528 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,528 of 4,374 health · 2025Q4New England Teamsters · health 71/100 · $73.3M · 2025Q4
Call Report peers
New England Teamsters in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New England Teamsters vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New England Teamsters sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where New England Teamsters diverges from peer averages
- Largest favorable gap: Return on Assets at 1.13% vs peer 0.66% (+0.48 pp).
- Loan-to-Share Ratio trails the peer set - 41.55% here, 62.60% peer average (-21.05 pp).
New England Teamsters: in-state Call Report ranks
- Massachusetts health ordinal: #106 of 126.
- Assets rank #66 of 126 inside Massachusetts ($73.3M reported).
- Massachusetts membership ordinal: #66 of 126.
- One place up in Massachusetts, Webster First (#105) scores 72/100, 1 point higher; one place down, I-C (#107) ties at 71/100.
Quarter path for New England Teamsters
New England Teamsters: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $73.3M (2025Q4) to $75.0M (2026Q1).
- Net-worth ratio shifted -0.08 pp (12.76% → 12.68%).
12.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
New England Teamsters gives up 29 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.4 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.6 pts
Call Report ratios for New England Teamsters
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.68% | -0.94 pp |
| Delinquency Rate | 1.48% | +0.51 pp |
| Return on Assets | 1.13% | +0.48 pp |
| Member Growth | -15.96% | - |
| Loan-to-Share Ratio | 41.55% | -21.05 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
New England Teamsters filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $75.0M | - |
| 2025Q4 | $73.3M | 3,850 |
| 2024Q4 | $72.0M | 4,581 |
| 2023Q4 | $75.1M | 4,948 |
Credit Union Details
- Charter Number
- 21507
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- Massachusetts
- City
- Charlestown
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for New England Teamsters.
| Office | City |
|---|---|
| Main Office (Main Office) | Charlestown, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
More federally-insured credit unions based in Massachusetts, ordered by peer group match and asset size.
- STONEHAM MUNICIPAL EMPLOYEESStoneham, MA · $50M–$100M68Health
- WESTPORTWestport, MA · $50M–$100M80Health
- ALLCOMWorcester, MA · $50M–$100M89Health
- CRANBERRYWest Wareham, MA · $50M–$100M71Health
- FRANKLIN FIRSTGreenfield, MA · $50M–$100M87Health
Compare New England Teamsters vs STONEHAM MUNICIPAL EMPLOYEES
Other-state peers near New England Teamsters
Using this data
- New England Teamsters ranks #3,528 of 4,374 nationally on financial health and #106 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Stoneham Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stoneham Municipal Employees
Frequently Asked Questions
Is New England Teamsters financially healthy?
New England Teamsters has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,528 of 4,374 nationally on health and #106 of 126 in Massachusetts. Its net worth ratio is 12.68% and its delinquency rate 1.48%.
How does New England Teamsters compare to other credit unions?
New England Teamsters scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.13% vs 0.66%). Its widest shortfall is loan-to-share ratio (41.55% vs 62.60%).
How can I join New England Teamsters?
New England Teamsters operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New England Teamsters directly for the exact boundaries and application steps.
Is my money safe at New England Teamsters?
New England Teamsters is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New England Teamsters's net worth ratio of 12.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.