Federal credit union · Charlestown, Massachusetts · NCUA charter #21507
New England Teamsters
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $73.3M
- Total assets
- 3,850
- Members
- 12.7%
- Net-worth ratio
New England Teamsters scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $73.3M; members 3,850; net-worth ratio 12.68%; health rank #3,528 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,528 of 4,374 health · 2025Q4New England Teamsters · health 71/100 · $73.3M · 2025Q4
- MEM 71/100
- RANK 12.7%
- PHOTO 1.48%
- BOOK 1.13%
- CHARTER $73.3M
- NCUSIF 3,850
- CAMELS #3,528/4,374
- HEALTH COCHISE
- NW 21507
Call Report peers
New England Teamsters in the assets neighbourhood
New England Teamsters's $73.3M assets sit next to COCHISE ($73.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New England Teamsters vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New England Teamsters - Share Insurance Coverage
Charter #21507's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where New England Teamsters diverges from peer averages
- Largest favorable gap: Return on Assets at 1.13% vs peer 0.66% (+0.48 pp).
- Loan-to-Share Ratio trails the peer set - 41.55% here, 62.60% peer average (-21.05 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New England Teamsters: in-state Call Report ranks
- Massachusetts health ordinal: #106 of 126.
- Assets rank #66 of 126 inside Massachusetts ($73.3M reported).
- Massachusetts membership ordinal: #66 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for New England Teamsters
New England Teamsters: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $73.3M (2025Q4) to $75.0M (2026Q1).
- Net-worth ratio shifted -0.08 pp (12.76% → 12.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 71.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.4 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.6 pts
Call Report ratios for New England Teamsters
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.68% | -0.94 pp |
| Delinquency Rate | 1.48% | +0.51 pp |
| Return on Assets | 1.13% | +0.48 pp |
| Member Growth | -15.96% | - |
| Loan-to-Share Ratio | 41.55% | -21.05 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
New England Teamsters filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $75.0M | - |
| 2025Q4 | $73.3M | 3,850 |
| 2024Q4 | $72.0M | 4,581 |
| 2023Q4 | $75.1M | 4,948 |
Credit Union Details
- Charter Number
- 21507
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- Massachusetts
- City
- Charlestown
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for New England Teamsters.
| Office | City |
|---|---|
| Main Office (Main Office) | Charlestown, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
More federally-insured credit unions based in Massachusetts, ordered by peer group match and asset size.
- STONEHAM MUNICIPAL EMPLOYEESStoneham, MA · $50M–$100M68Health
- WESTPORTWestport, MA · $50M–$100M80Health
- ALLCOMWorcester, MA · $50M–$100M89Health
- CRANBERRYWest Wareham, MA · $50M–$100M71Health
- FRANKLIN FIRSTGreenfield, MA · $50M–$100M87Health
Compare New England Teamsters vs STONEHAM MUNICIPAL EMPLOYEES
Other-state peers near New England Teamsters
New England Teamsters's nationwide photo peers by assets and by health score, excluding Massachusetts charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($73.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (71/100 here).
Using this data
- New England Teamsters ranks #3,528 of 4,374 nationally on financial health and #106 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Stoneham Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stoneham Municipal Employees
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New England Teamsters financially healthy?
New England Teamsters scores 71/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,528 of 4,374; by total assets it ranks #2,095 of 4,374 nationally (same basis as /rankings/largest); and #66 of 126 within Massachusetts. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.68% net worth ratio and a 1.48% delinquency rate.
How does New England Teamsters compare to other credit unions?
On PlainCU's health composite, New England Teamsters lands at 71/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New England Teamsters?
New England Teamsters operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New England Teamsters directly for the exact boundaries and application steps.
Is my money safe at New England Teamsters?
Federal credit unions like New England Teamsters are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New England Teamsters's net worth ratio of 12.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New England Teamsters offer compared to banks?
Credit unions like New England Teamsters are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New England Teamsters directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.