State credit union · Fond du Lac, Wisconsin · NCUA charter #67176
Fond Du Lac
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $81.1M
- Total assets
- 5,846
- Members
- 13.3%
- Net-worth ratio
Fond Du Lac scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $81.1M; members 5,846; net-worth ratio 13.33%; health rank #1,945 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,945 of 4,374 health · 2025Q4Fond Du Lac · health 85/100 · $81.1M · 2025Q4
Call Report peers
Fond Du Lac in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fond Du Lac vs every NCUA-scored credit union
Fond Du Lac sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fond Du Lac
- Largest favorable gap: Delinquency Rate at 0.30% vs peer 0.96% (-0.67 pp).
- Loan-to-Share Ratio trails the peer set - 61.58% here, 62.60% peer average (-1.02 pp).
Wisconsin standing for Fond Du Lac
- In Wisconsin, health place is #70 of 100 on the same NCUA-ratio sort used nationally.
- Assets rank #55 of 100 inside Wisconsin ($81.1M reported).
- Wisconsin membership ordinal: #55 of 100.
- One place up in Wisconsin, Westby Co-Op (#69) ties at 85/100; one place down, Premier Financial (#71) scores 84/100, 1 point lower.
Fond Du Lac Call Report trajectory
Fond Du Lac: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.1% from $81.1M (2025Q4) to $84.5M (2026Q1).
- Net-worth ratio shifted -0.21 pp (13.54% → 13.33%).
At 13.33%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Fond Du Lac gives up 15 points in total. Member Growth costs the most, 13.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 13.4 pts
Fond Du Lac vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.33% | -0.29 pp |
| Delinquency Rate | 0.30% | -0.67 pp |
| Return on Assets | 1.10% | +0.44 pp |
| Member Growth | -4.12% | - |
| Loan-to-Share Ratio | 61.58% | -1.02 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Fond Du Lac filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $84.5M | - |
| 2025Q4 | $81.1M | 5,846 |
| 2024Q4 | $80.5M | 6,097 |
| 2023Q4 | $79.3M | 6,194 |
Credit Union Details
- Charter Number
- 67176
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Wisconsin
- City
- Fond du Lac
- Data Quarter
- 2025Q4
Branch Location
Fond Du Lac operates a single office in Fond du Lac, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Pioneer Rd (Main Office) | Fond du Lac, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Fond Du Lac ranks #1,945 of 4,374 nationally on financial health and #70 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Forward Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Forward Financial
Frequently Asked Questions
Is Fond Du Lac financially healthy?
Fond Du Lac has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,945 of 4,374 nationally on health and #70 of 100 in Wisconsin. Its net worth ratio is 13.33% and its delinquency rate 0.30%.
How does Fond Du Lac compare to other credit unions?
Fond Du Lac scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.30% vs 0.96%). Its widest shortfall is loan-to-share ratio (61.58% vs 62.60%).
How can I join Fond Du Lac?
Membership eligibility for Fond Du Lac depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fond Du Lac directly for current membership requirements and application steps.
Is my money safe at Fond Du Lac?
Fond Du Lac is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fond Du Lac's net worth ratio of 13.33% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.