Federal credit union · GREENSBORO, North Carolina · NCUA charter #24840
REVITY
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $81.1M
- Total assets
- 5,884
- Members
- 8.1%
- Net-worth ratio
REVITY scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $81.1M; members 5,884; net-worth ratio 8.09%; health rank #3,928 of 4,374; healthier than 10th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,928 of 4,374 health · 2025Q4REVITY · health 64/100 · $81.1M · 2025Q4
- CAMELS 64/100
- HEALTH 8.1%
- NW 1.83%
- DELQ -0.07%
- ROA $81.1M
- ASSETS 5,884
- MEM #3,928/4,374
- RANK Postel Family
- PHOTO 24840
Call Report peers
REVITY in the assets neighbourhood
REVITY's $81.1M assets sit next to Postel Family ($81.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
REVITY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
REVITY - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24840: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where REVITY diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +9.62 pp (72.22% vs 62.60%).
- Largest lag: Net Worth Ratio at 8.09% vs peer 13.62% (-5.53 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where REVITY sits in North Carolina
- North Carolina health ordinal: #48 of 57.
- Assets rank #30 of 57 inside North Carolina ($81.1M reported).
- Membership ranks #32 of 57 among North Carolina CUs with a reported count (5,884 members).
In-state ordinals use the live credit_unions table for NC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How REVITY's 5300 filing moved
REVITY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $81.1M (2025Q4) to $82.9M (2026Q1).
- Net-worth ratio shifted -0.59 pp (8.68% → 8.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 13.8 pts
- Return on Assets 3.9 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 15.0 pts
REVITY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.09% | -5.53 pp |
| Delinquency Rate | 1.83% | +0.86 pp |
| Return on Assets | -0.07% | -0.72 pp |
| Member Growth | -1.61% | - |
| Loan-to-Share Ratio | 72.22% | +9.62 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - REVITY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $82.9M | - |
| 2025Q4 | $81.1M | 5,884 |
| 2024Q4 | $80.2M | 5,980 |
| 2023Q4 | $79.4M | 6,101 |
Credit Union Details
- Charter Number
- 24840
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- North Carolina
- City
- GREENSBORO
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, REVITY runs 4 offices.
| Office | City |
|---|---|
| Mission Control (Main Office) | Greensboro, NC |
| Greene St | Greensboro, NC |
| Soabar St | Greensboro, NC |
| Renaissance Branch | Greensboro, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
More federally-insured credit unions based in North Carolina, ordered by peer group match and asset size.
Cross-state Call Report peers for REVITY
REVITY's nationwide photo peers by assets and by health score, excluding North Carolina charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($81.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- REVITY ranks #3,928 of 4,374 nationally on financial health and #48 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CAROLINA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CAROLINA
- Rates and health both vary by institution, not just by state -- see how North Carolina credit unions compare overall before assuming this one is typical. North Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is REVITY financially healthy?
Yes/no aside, the number is 64/100 (Good) - REVITY's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,928 of 4,374; by total assets it ranks #2,005 of 4,374 nationally (same basis as /rankings/largest); and #30 of 57 within North Carolina. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.09% net worth ratio and 1.83% delinquency rate are the key drivers.
How does REVITY compare to other credit unions?
64/100 is REVITY's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join REVITY?
REVITY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact REVITY directly for the exact boundaries and application steps.
Is my money safe at REVITY?
Federal credit unions like REVITY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REVITY's net worth ratio of 8.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does REVITY offer compared to banks?
Credit unions like REVITY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact REVITY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.