State credit union · Humboldt, Iowa · NCUA charter #61920
Power Co-Op Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $80.9M
- Total assets
- 2,841
- Members
- 13.6%
- Net-worth ratio
Power Co-Op Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $80.9M; members 2,841; net-worth ratio 13.63%; health rank #1,942 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,942 of 4,374 health · 2025Q4Power Co-Op Employees · health 85/100 · $80.9M · 2025Q4
Call Report peers
Power Co-Op Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Power Co-Op Employees vs every NCUA-scored credit union
Power Co-Op Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Power Co-Op Employees diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +16.40 pp (79.00% vs 62.60%).
- Widest shortfall vs peers is Delinquency Rate: +0.44 pp (1.41% vs 0.96%).
Where Power Co-Op Employees sits in Iowa
- Health composite ranks #39 of 66 among scored Iowa credit unions.
- Assets rank #34 of 66 inside Iowa ($80.9M reported).
- Member book place in Iowa: #44 of 66.
- One place up in Iowa, MERIDIAN (#38) ties at 85/100; one place down, Family Community (#40) ties at 85/100.
Power Co-Op Employees Call Report trajectory
Power Co-Op Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $80.9M (2025Q4) to $83.6M (2026Q1).
- Net-worth ratio shifted -0.16 pp (13.79% → 13.63%).
13.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Power Co-Op Employees gives up 15 points in total. Delinquency Rate costs the most, 8 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.63% | +0.01 pp |
| Delinquency Rate | 1.41% | +0.44 pp |
| Return on Assets | 1.02% | +0.37 pp |
| Member Growth | -0.49% | - |
| Loan-to-Share Ratio | 79.00% | +16.40 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Power Co-Op Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.6M | - |
| 2025Q4 | $80.9M | 2,841 |
| 2024Q4 | $70.3M | 2,855 |
| 2023Q4 | $63.8M | 2,401 |
Credit Union Details
- Charter Number
- 61920
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Iowa
- City
- Humboldt
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Power Co-Op Employees runs one office.
| Office | City |
|---|---|
| Power Co-op Employees CU (Main Office) | Humboldt, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Power Co-Op Employees ranks #1,942 of 4,374 nationally on financial health and #39 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Des Moines Metro is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Des Moines Metro
Frequently Asked Questions
Is Power Co-Op Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Power Co-Op Employees scores 85/100 (Excellent), with a 13.63% net worth ratio and 1.41% of loans delinquent. It ranks #1,942 of 4,374 nationally on health and #39 of 66 in Iowa.
How does Power Co-Op Employees compare to other credit unions?
Power Co-Op Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (79.00% vs 62.60%). Its widest shortfall is delinquency rate (1.41% vs 0.96%).
How can I join Power Co-Op Employees?
Membership eligibility for Power Co-Op Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Power Co-Op Employees directly for current membership requirements and application steps.
Is my money safe at Power Co-Op Employees?
Power Co-Op Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Power Co-Op Employees's net worth ratio of 13.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.