State credit union · Yreka, California · NCUA charter #61682
SISKIYOU
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $145.7M
- Total assets
- 11,567
- Members
- 9.3%
- Net-worth ratio
SISKIYOU scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $145.7M; members 11,567; net-worth ratio 9.30%; health rank #423 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#423 of 4,374 health · 2025Q4SISKIYOU · health 95/100 · $145.7M · 2025Q4
Call Report peers
SISKIYOU in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SISKIYOU vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SISKIYOU sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where SISKIYOU diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 80.40% vs peer 72.20% (+8.20 pp).
- Largest lag: Net Worth Ratio at 9.30% vs peer 12.11% (-2.81 pp).
California standing for SISKIYOU
- In California, health place is #31 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #136 of 243.
- Member book place in California: #118 of 243.
- One place up in California, The Golden 1 (#30) ties at 95/100; one place down, CORRECTIONS (#32) ties at 95/100.
SISKIYOU: 2025Q4 → 2026Q1
SISKIYOU: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.7% from $145.7M (2025Q4) to $144.7M (2026Q1).
- Net-worth ratio shifted +0.23 pp (9.07% → 9.30%).
This credit union's 9.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
SISKIYOU gives up 5 points in total. Delinquency Rate costs the most, 2.9 of its 25; Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.2 pts
- Delinquency Rate 22.1 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
SISKIYOU health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.30% | -2.81 pp |
| Delinquency Rate | 0.79% | -0.11 pp |
| Return on Assets | 0.59% | -0.03 pp |
| Member Growth | 6.41% | - |
| Loan-to-Share Ratio | 80.40% | +8.20 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
SISKIYOU quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $144.7M | - |
| 2025Q4 | $145.7M | 11,567 |
| 2024Q4 | $146.6M | 10,870 |
| 2023Q4 | $137.3M | 10,337 |
Credit Union Details
- Charter Number
- 61682
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- Yreka
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for SISKIYOU, spread across 2 cities.
| Office | City |
|---|---|
| Siskiyou Credit Union (Main Office) | Yreka, CA |
| Siskiyou Credit Union - ATM | Mount Shasta, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for SISKIYOU
Similar total assets
Using this data
- SISKIYOU ranks #423 of 4,374 nationally on financial health and #31 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- East County Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with East County Schools
Frequently Asked Questions
Is SISKIYOU financially healthy?
SISKIYOU has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #423 of 4,374 nationally on health and #31 of 243 in California. Its net worth ratio is 9.30% and its delinquency rate 0.79%.
How does SISKIYOU compare to other credit unions?
SISKIYOU scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.40% vs 72.20%). Its widest shortfall is net worth ratio (9.30% vs 12.11%).
How can I join SISKIYOU?
Membership eligibility for SISKIYOU depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SISKIYOU directly for current membership requirements and application steps.
Is my money safe at SISKIYOU?
SISKIYOU is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SISKIYOU's net worth ratio of 9.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.