State credit union · Farmington Hill, Michigan · NCUA charter #61759
Alliance Catholic
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $672.3M
- Total assets
- 32,902
- Members
- 12.5%
- Net-worth ratio
Alliance Catholic scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $672.3M; members 32,902; net-worth ratio 12.49%; health rank #379 of 4,374; healthier than 90th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#379 of 4,374 health · 2025Q4Alliance Catholic · health 95/100 · $672.3M · 2025Q4
Call Report peers
Alliance Catholic in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alliance Catholic vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Alliance Catholic sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Alliance Catholic diverges from peer averages
- Net Worth Ratio leads the peer set - 12.49% here, 11.18% peer average (+1.31 pp).
- Largest lag: Loan-to-Share Ratio at 71.37% vs peer 83.90% (-12.53 pp).
Where Alliance Catholic sits in Michigan
- In Michigan, health place is #12 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #37 of 171 inside Michigan ($672.3M reported).
- Membership ranks #41 of 171 among Michigan CUs with a reported count (32,902 members).
- One place up in Michigan, FILER (#11) ties at 95/100; one place down, LENCO (#13) ties at 95/100.
How Alliance Catholic's 5300 filing moved
Alliance Catholic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.2% from $672.3M (2025Q4) to $707.4M (2026Q1).
- Net-worth ratio shifted -0.01 pp (12.50% → 12.49%).
12.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Alliance Catholic gives up 5 points in total. Member Growth costs the most, 4.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.49% | +1.31 pp |
| Delinquency Rate | 0.36% | -0.51 pp |
| Return on Assets | 1.52% | +1.02 pp |
| Member Growth | 1.23% | - |
| Loan-to-Share Ratio | 71.37% | -12.53 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Alliance Catholic filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $707.4M | - |
| 2025Q4 | $672.3M | 32,902 |
| 2024Q4 | $627.2M | 32,501 |
| 2023Q4 | $637.8M | 32,361 |
Credit Union Details
- Charter Number
- 61759
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Michigan
- City
- Farmington Hill
- Data Quarter
- 2025Q4
Branch Locations (13)
Alliance Catholic operates 13 offices across 11 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Admin (Main Office) | Farmington Hills, MI |
| Allen Park | Allen Park, MI |
| Dearborn | Dearborn, MI |
| SouthWest Detroit | Detroit, MI |
| UDM | Detroit, MI |
| Farmington Hills | Farmington Hills, MI |
| Madonna | Livonia, MI |
| Rochester | Rochester, MI |
| Shelby Township | Shelby Township, MI |
| Sterling Heights | Sterling Heights, MI |
| Taylor | Taylor, MI |
| Troy | Troy, MI |
| West Bloomfield | West Bloomfield, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Alliance Catholic
Using this data
- Alliance Catholic ranks #379 of 4,374 nationally on financial health and #12 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American 1 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American 1
Frequently Asked Questions
Is Alliance Catholic financially healthy?
On its 2025Q4 NCUA 5300 filing, Alliance Catholic scores 95/100 (Excellent), with a 12.49% net worth ratio and 0.36% of loans delinquent. It ranks #379 of 4,374 nationally on health and #12 of 171 in Michigan.
How does Alliance Catholic compare to other credit unions?
Alliance Catholic scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.49% vs 11.18%). Its widest shortfall is loan-to-share ratio (71.37% vs 83.90%).
How can I join Alliance Catholic?
Membership eligibility for Alliance Catholic depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Alliance Catholic directly for current membership requirements and application steps.
Is my money safe at Alliance Catholic?
Alliance Catholic is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alliance Catholic's net worth ratio of 12.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.