Federal credit union · Wadsworth, Ohio · NCUA charter #13794
Medina County
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $145.2M
- Total assets
- 10,106
- Members
- 12.0%
- Net-worth ratio
Medina County scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $145.2M; members 10,106; net-worth ratio 12.04%; health rank #257 of 4,374; healthier than 93rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#257 of 4,374 health · 2025Q4Medina County · health 96/100 · $145.2M · 2025Q4
Call Report peers
Medina County in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Medina County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Medina County sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Medina County
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.77 pp (0.12% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.65 pp (65.55% vs 72.20%).
Where Medina County sits in Ohio
- Ohio health ordinal: #12 of 196.
- By total assets, Medina County is #63 of 196 in Ohio.
- Ohio membership ordinal: #63 of 196.
- One place up in Ohio, MATERION (#11) ties at 96/100; one place down, ATOMIC (#13) ties at 96/100.
Quarter path for Medina County
Medina County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $145.2M (2025Q4) to $149.4M (2026Q1).
- Net-worth ratio shifted +0.07 pp (11.97% → 12.04%).
12.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Medina County gives up 4 points in total. Member Growth costs the most, 2.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.4 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.04% | -0.07 pp |
| Delinquency Rate | 0.12% | -0.77 pp |
| Return on Assets | 1.21% | +0.58 pp |
| Member Growth | 2.85% | - |
| Loan-to-Share Ratio | 65.55% | -6.65 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Medina County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $149.4M | - |
| 2025Q4 | $145.2M | 10,106 |
| 2024Q4 | $129.2M | 9,826 |
| 2023Q4 | $121.1M | 10,300 |
Credit Union Details
- Charter Number
- 13794
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Wadsworth
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Medina County runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Wadsworth, OH |
| Brunswick Branch | Brunswick, OH |
| Medina Branch | Medina, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Medina County ranks #257 of 4,374 nationally on financial health and #12 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Education First Credit Union, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Education First Credit Union, Inc.
Frequently Asked Questions
Is Medina County financially healthy?
Medina County has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #257 of 4,374 nationally on health and #12 of 196 in Ohio. Its net worth ratio is 12.04% and its delinquency rate 0.12%.
How does Medina County compare to other credit unions?
Medina County scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.12% vs 0.89%). Its widest shortfall is loan-to-share ratio (65.55% vs 72.20%).
How can I join Medina County?
Medina County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Medina County directly for the exact boundaries and application steps.
Is my money safe at Medina County?
Medina County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Medina County's net worth ratio of 12.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.