State credit union · Santa Monica, California · NCUA charter #64834
California Lithuanian
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $152.5M
- Total assets
- 1,911
- Members
- 19.1%
- Net-worth ratio
California Lithuanian scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $152.5M; members 1,911; net-worth ratio 19.15%; health rank #1,194 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,194 of 4,374 health · 2025Q4California Lithuanian · health 89/100 · $152.5M · 2025Q4
- NCUSIF 89/100
- CAMELS 19.1%
- HEALTH 0.75%
- NW 0.59%
- DELQ $152.5M
- ROA 1,911
- ASSETS #1,194/4,374
- MEM Harbor Pointe
- RANK 64834
Call Report peers
California Lithuanian in the assets neighbourhood
California Lithuanian's $152.5M assets sit next to Harbor Pointe ($152.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
California Lithuanian vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
California Lithuanian - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #64834 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where California Lithuanian diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 102.18% here, 72.20% peer average (+29.98 pp).
- Largest lag: Return on Assets at 0.59% vs peer 0.62% (-0.04 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where California Lithuanian sits in California
- In California, health place is #74 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #133 of 243 inside California ($152.5M reported).
- California membership ordinal: #208 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
California Lithuanian: 2025Q4 → 2026Q1
California Lithuanian: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $152.5M (2025Q4) to $157.9M (2026Q1).
- Net-worth ratio shifted -0.50 pp (19.65% → 19.15%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 19.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for California Lithuanian
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.15% | +7.04 pp |
| Delinquency Rate | 0.75% | -0.14 pp |
| Return on Assets | 0.59% | -0.04 pp |
| Member Growth | 2.08% | - |
| Loan-to-Share Ratio | 102.18% | +29.98 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - California Lithuanian
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $157.9M | - |
| 2025Q4 | $152.5M | 1,911 |
| 2024Q4 | $147.3M | 1,872 |
| 2023Q4 | $141.0M | 1,843 |
Credit Union Details
- Charter Number
- 64834
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- Santa Monica
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, California Lithuanian runs 2 offices.
| Office | City |
|---|---|
| CALIFORNIA LITHUANIAN CU (Main Office) | Santa Monica, CA |
| Vital Records | Santa Monica, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
California Lithuanian nationwide neighbourhoods
Cross-state asset and health neighbours for California Lithuanian - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($152.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- California Lithuanian ranks #1,194 of 4,374 nationally on financial health and #74 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- San Diego Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with San Diego Firefighters
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is California Lithuanian financially healthy?
California Lithuanian has a financial health score of 89/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,194 of 4,374; by total assets it ranks #1,481 of 4,374 nationally (same basis as /rankings/largest); and #133 of 243 within California. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 19.15% and delinquency rate of 0.75%.
How does California Lithuanian compare to other credit unions?
PlainCU's health composite puts California Lithuanian at 89/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join California Lithuanian?
Membership eligibility for California Lithuanian depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact California Lithuanian directly for current membership requirements and application steps.
Is my money safe at California Lithuanian?
Federal credit unions like California Lithuanian are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. California Lithuanian's net worth ratio of 19.15% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does California Lithuanian offer compared to banks?
Credit unions like California Lithuanian are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact California Lithuanian directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.