State credit union · Pecos, Texas · NCUA charter #61532
Reeves County Teachers
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $11.1M
- Total assets
- 1,375
- Members
- 12.2%
- Net-worth ratio
Reeves County Teachers scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 1,375; net-worth ratio 12.23%; health rank #2,435 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,435 of 4,374 health · 2025Q4Reeves County Teachers · health 82/100 · $11.1M · 2025Q4
Call Report peers
Reeves County Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Reeves County Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Reeves County Teachers sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Reeves County Teachers diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 90.00% vs peer 59.80% (+30.20 pp).
- Largest lag: Net Worth Ratio at 12.23% vs peer 14.86% (-2.63 pp).
Reeves County Teachers: in-state Call Report ranks
- In Texas, health place is #222 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #298 of 386.
- Membership ranks #292 of 386 among Texas CUs with a reported count (1,375 members).
- One place up in Texas, Amarillo Postal Employees (#221) ties at 82/100; one place down, SABINE (#223) ties at 82/100.
Quarter path for Reeves County Teachers
Reeves County Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $11.1M (2025Q4) to $11.4M (2026Q1).
- Net-worth ratio shifted +0.00 pp (12.23% → 12.23%).
At 12.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Reeves County Teachers gives up 18 points in total. Return on Assets costs the most, 10.5 of its 15; Loan-to-Share Ratio and Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.5 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Reeves County Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.23% | -2.63 pp |
| Delinquency Rate | 0.36% | -0.79 pp |
| Return on Assets | -0.01% | -0.71 pp |
| Member Growth | -0.79% | - |
| Loan-to-Share Ratio | 90.00% | +30.20 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.4M | - |
| 2025Q4 | $11.1M | 1,375 |
| 2024Q4 | $11.1M | 1,386 |
| 2023Q4 | $9.6M | 1,352 |
Credit Union Details
- Charter Number
- 61532
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Pecos
- Data Quarter
- 2025Q4
Branch Location
Reeves County Teachers operates a single office in Pecos, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Reeves County Teachers Credit Union (Main Office) | Pecos, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Reeves County Teachers ranks #2,435 of 4,374 nationally on financial health and #222 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BROWNFIELD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BROWNFIELD
Frequently Asked Questions
Is Reeves County Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Reeves County Teachers scores 82/100 (Excellent), with a 12.23% net worth ratio and 0.36% of loans delinquent. It ranks #2,435 of 4,374 nationally on health and #222 of 386 in Texas.
How does Reeves County Teachers compare to other credit unions?
Reeves County Teachers scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (90.00% vs 59.80%). Its widest shortfall is net worth ratio (12.23% vs 14.86%).
How can I join Reeves County Teachers?
Membership eligibility for Reeves County Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Reeves County Teachers directly for current membership requirements and application steps.
Is my money safe at Reeves County Teachers?
Reeves County Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Reeves County Teachers's net worth ratio of 12.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.