Federal credit union · Jersey City, New Jersey · NCUA charter #23678
Goya Foods Employees
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $11.1M
- Total assets
- 679
- Members
- 22.2%
- Net-worth ratio
Goya Foods Employees scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 679; net-worth ratio 22.24%; health rank #2,046 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,046 of 4,374 health · 2025Q4Goya Foods Employees · health 84/100 · $11.1M · 2025Q4
Call Report peers
Goya Foods Employees in the assets neighbourhood
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Goya Foods Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Goya Foods Employees sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Goya Foods Employees vs $10M–$50M peers
- Net Worth Ratio leads the peer set - 22.24% here, 14.86% peer average (+7.38 pp).
- Largest lag: Loan-to-Share Ratio at 12.13% vs peer 59.80% (-47.67 pp).
New Jersey standing for Goya Foods Employees
- New Jersey health ordinal: #25 of 127.
- New Jersey assets place: #81 of 127.
- Member book place in New Jersey: #106 of 127.
- One place up in New Jersey, WAKEFERN (#24) ties at 84/100; one place down, Energy People (#26) ties at 84/100.
Goya Foods Employees Call Report trajectory
Goya Foods Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $11.1M (2025Q4) to $11.2M (2026Q1).
- Net-worth ratio shifted +0.12 pp (22.12% → 22.24%).
At 22.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Goya Foods Employees gives up 16 points in total. Loan-to-Share Ratio costs the most, 7.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 6.8 pts
Call Report ratios for Goya Foods Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.24% | +7.38 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.93% | +0.23 pp |
| Member Growth | -1.02% | - |
| Loan-to-Share Ratio | 12.13% | -47.67 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.2M | - |
| 2025Q4 | $11.1M | 679 |
| 2024Q4 | $11.5M | 686 |
| 2023Q4 | $12.6M | 709 |
Credit Union Details
- Charter Number
- 23678
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- Jersey City
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Goya Foods Employees, spread across 2 cities.
| Office | City |
|---|---|
| Goya (Main Office) | Jersey City, NJ |
| Goya Food SJ | Paulsboro, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Goya Foods Employees nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Goya Foods Employees ranks #2,046 of 4,374 nationally on financial health and #25 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WAKEFERN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WAKEFERN
Frequently Asked Questions
Is Goya Foods Employees financially healthy?
Goya Foods Employees has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,046 of 4,374 nationally on health and #25 of 127 in New Jersey. Its net worth ratio is 22.24% and its delinquency rate 0.00%.
How does Goya Foods Employees compare to other credit unions?
Goya Foods Employees scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (22.24% vs 14.86%). Its widest shortfall is loan-to-share ratio (12.13% vs 59.80%).
How can I join Goya Foods Employees?
Goya Foods Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Goya Foods Employees directly for the exact boundaries and application steps.
Is my money safe at Goya Foods Employees?
Goya Foods Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Goya Foods Employees's net worth ratio of 22.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.