State credit union · Asheville, North Carolina · NCUA charter #62114
ARCADE
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $8.1M
- Total assets
- 769
- Members
- 14.1%
- Net-worth ratio
ARCADE scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.1M; members 769; net-worth ratio 14.06%; health rank #2,409 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,409 of 4,374 health · 2025Q4ARCADE · health 82/100 · $8.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ARCADE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ARCADE sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ARCADE: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.35% here, 1.81% peer average (-1.46 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.56 pp (57.04% vs 63.60%).
Where ARCADE sits in North Carolina
- Health composite ranks #28 of 57 among scored North Carolina credit unions.
- North Carolina assets place: #54 of 57.
- Member book place in North Carolina: #54 of 57.
- One place up in North Carolina, Internal Revenue Employees (#27) ties at 82/100; one place down, TCP (#29) scores 80/100, 2 points lower.
Quarter path for ARCADE
ARCADE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $8.1M (2025Q4) to $8.0M (2026Q1).
- Net-worth ratio shifted +0.32 pp (13.74% → 14.06%).
14.06% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
ARCADE gives up 18 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.0 pts
ARCADE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.06% | -5.00 pp |
| Delinquency Rate | 0.35% | -1.46 pp |
| Return on Assets | 0.99% | +0.54 pp |
| Member Growth | -5.88% | - |
| Loan-to-Share Ratio | 57.04% | -6.56 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
ARCADE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.0M | - |
| 2025Q4 | $8.1M | 769 |
| 2024Q4 | $8.2M | 817 |
| 2023Q4 | $8.0M | 813 |
Credit Union Details
- Charter Number
- 62114
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- North Carolina
- City
- Asheville
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, ARCADE runs one office.
| Office | City |
|---|---|
| Arcade Credit Union (Main Office) | Asheville, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
Other federally-insured credit unions in North Carolina, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- ARCADE ranks #2,409 of 4,374 nationally on financial health and #28 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Allvac Savings and is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Allvac Savings and
Frequently Asked Questions
Is ARCADE financially healthy?
ARCADE has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,409 of 4,374 nationally on health and #28 of 57 in North Carolina. Its net worth ratio is 14.06% and its delinquency rate 0.35%.
How does ARCADE compare to other credit unions?
ARCADE scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.35% vs 1.81%). Its widest shortfall is loan-to-share ratio (57.04% vs 63.60%).
How can I join ARCADE?
Membership eligibility for ARCADE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ARCADE directly for current membership requirements and application steps.
Is my money safe at ARCADE?
ARCADE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ARCADE's net worth ratio of 14.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.