Federal credit union · Dallas, Texas · NCUA charter #7731
Methodist Hospital Employees
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $10.9M
- Total assets
- 1,671
- Members
- 13.6%
- Net-worth ratio
Methodist Hospital Employees scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.9M; members 1,671; net-worth ratio 13.55%; health rank #3,989 of 4,374; healthier than 8th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,989 of 4,374 health · 2025Q4Methodist Hospital Employees · health 62/100 · $10.9M · 2025Q4
- CAMELS 62/100
- HEALTH 13.6%
- NW 3.26%
- DELQ 0.64%
- ROA $10.9M
- ASSETS 1,671
- MEM #3,989/4,374
- RANK Joliet Municipal Employees
- PHOTO 7731
Call Report peers
Methodist Hospital Employees in the assets neighbourhood
Methodist Hospital Employees's $10.9M assets sit next to Joliet Municipal Employees ($10.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Methodist Hospital Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Methodist Hospital Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #7731, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Methodist Hospital Employees
- Largest lag: Loan-to-Share Ratio at 45.60% vs peer 59.80% (-14.20 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Methodist Hospital Employees sits in Texas
- In Texas, health place is #352 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, Methodist Hospital Employees is #299 of 386 in Texas.
- Member book place in Texas: #274 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Methodist Hospital Employees: 2025Q4 → 2026Q1
Methodist Hospital Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.4% from $10.9M (2025Q4) to $10.8M (2026Q1).
- Net-worth ratio shifted +0.61 pp (12.94% → 13.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 62/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 62.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 4.6 pts
- Return on Assets 15.0 pts
- Member Growth 2.5 pts
- Loan-to-Share Ratio 9.9 pts
Methodist Hospital Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.55% | -1.31 pp |
| Delinquency Rate | 3.26% | +2.11 pp |
| Return on Assets | 0.64% | -0.07 pp |
| Member Growth | -3.63% | - |
| Loan-to-Share Ratio | 45.60% | -14.20 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Methodist Hospital Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.8M | - |
| 2025Q4 | $10.9M | 1,671 |
| 2024Q4 | $11.6M | 1,734 |
| 2023Q4 | $12.0M | 1,803 |
Credit Union Details
- Charter Number
- 7731
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Methodist Hospital Employees runs 4 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Dallas, TX |
| Pegasus Credit Union | Dallas, TX |
| Charlton Branch | Dallas, TX |
| Iron Mountain | Irving, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Methodist Hospital Employees, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (62/100 here).
Using this data
- Methodist Hospital Employees ranks #3,989 of 4,374 nationally on financial health and #352 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- P.I.E. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with P.I.E.
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Methodist Hospital Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Methodist Hospital Employees carries a financial health score of 62/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,989 of 4,374; by total assets it ranks #3,512 of 4,374 nationally (same basis as /rankings/largest); and #299 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.55% net worth ratio and a 3.26% delinquency rate.
How does Methodist Hospital Employees compare to other credit unions?
62/100 is Methodist Hospital Employees's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Methodist Hospital Employees?
Methodist Hospital Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Methodist Hospital Employees directly for the exact boundaries and application steps.
Is my money safe at Methodist Hospital Employees?
Federal credit unions like Methodist Hospital Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Methodist Hospital Employees's net worth ratio of 13.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Methodist Hospital Employees offer compared to banks?
Credit unions like Methodist Hospital Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Methodist Hospital Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.