State credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #61088
Oklahoma Educators
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $303.5M
- Total assets
- 11,752
- Members
- 10.7%
- Net-worth ratio
Oklahoma Educators scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $303.5M; members 11,752; net-worth ratio 10.74%; health rank #2,451 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,451 of 4,374 health · 2025Q4Oklahoma Educators · health 82/100 · $303.5M · 2025Q4
- NCUSIF 82/100
- CAMELS 10.7%
- HEALTH 0.75%
- NW 0.79%
- DELQ $303.5M
- ROA 11,752
- ASSETS #2,451/4,374
- MEM HARVESTERS
- RANK 61088
Call Report peers
Oklahoma Educators in the assets neighbourhood
Oklahoma Educators's $303.5M assets sit next to HARVESTERS ($302.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Oklahoma Educators vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Oklahoma Educators - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #61088 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Oklahoma Educators diverges from peer averages
- Return on Assets leads the peer set - 0.79% here, 0.62% peer average (+0.17 pp).
- Loan-to-Share Ratio trails the peer set - 68.33% here, 72.20% peer average (-3.87 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Oklahoma standing for Oklahoma Educators
- In Oklahoma, health place is #29 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #12 of 53 inside Oklahoma ($303.5M reported).
- Oklahoma membership ordinal: #21 of 53.
In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Oklahoma Educators Call Report trajectory
Oklahoma Educators: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.9% from $303.5M (2025Q4) to $315.3M (2026Q1).
- Net-worth ratio shifted -0.25 pp (10.99% → 10.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.5 pts
Call Report ratios for Oklahoma Educators
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.74% | -1.37 pp |
| Delinquency Rate | 0.75% | -0.14 pp |
| Return on Assets | 0.79% | +0.17 pp |
| Member Growth | -8.14% | - |
| Loan-to-Share Ratio | 68.33% | -3.87 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Oklahoma Educators quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $315.3M | - |
| 2025Q4 | $303.5M | 11,752 |
| 2024Q4 | $211.3M | 12,794 |
| 2023Q4 | $235.1M | 13,869 |
Credit Union Details
- Charter Number
- 61088
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Oklahoma Educators runs 7 offices in 7 different cities.
| Office | City |
|---|---|
| NW BRANCH (Main Office) | OKLAHOMA CITY, OK |
| BETHANY BRANCH | BETHANY, OK |
| DUNCAN BRANCH | DUNCAN, OK |
| MWC BRANCH | MIDWEST CITY, OK |
| Moore I-35 | Moore, OK |
| NORMAN LINDSEY BRANCH | NORMAN, OK |
| YUKON BRANCH | YUKON, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Other-state peers near Oklahoma Educators
Oklahoma Educators's nationwide photo peers by assets and by health score, excluding Oklahoma charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($303.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Oklahoma Educators ranks #2,451 of 4,374 nationally on financial health and #29 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Energy One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Energy One
- Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Oklahoma Educators financially healthy?
Yes/no aside, the number is 82/100 (Excellent) - Oklahoma Educators's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,451 of 4,374; by total assets it ranks #1,032 of 4,374 nationally (same basis as /rankings/largest); and #12 of 53 within Oklahoma. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.74% net worth ratio and 0.75% delinquency rate are the key drivers.
How does Oklahoma Educators compare to other credit unions?
82/100 is Oklahoma Educators's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Oklahoma Educators?
Membership eligibility for Oklahoma Educators depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Oklahoma Educators directly for current membership requirements and application steps.
Is my money safe at Oklahoma Educators?
Federal credit unions like Oklahoma Educators are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Oklahoma Educators's net worth ratio of 10.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Oklahoma Educators offer compared to banks?
Credit unions like Oklahoma Educators are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Oklahoma Educators directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.