State credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #61088
Oklahoma Educators
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $303.5M
- Total assets
- 11,752
- Members
- 10.7%
- Net-worth ratio
Oklahoma Educators scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $303.5M; members 11,752; net-worth ratio 10.74%; health rank #2,451 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,451 of 4,374 health · 2025Q4Oklahoma Educators · health 82/100 · $303.5M · 2025Q4
Call Report peers
Oklahoma Educators in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Oklahoma Educators vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Oklahoma Educators sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Oklahoma Educators diverges from peer averages
- Return on Assets leads the peer set - 0.79% here, 0.62% peer average (+0.17 pp).
- Loan-to-Share Ratio trails the peer set - 68.33% here, 72.20% peer average (-3.87 pp).
Oklahoma standing for Oklahoma Educators
- In Oklahoma, health place is #29 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #12 of 53 inside Oklahoma ($303.5M reported).
- Oklahoma membership ordinal: #21 of 53.
- One place up in Oklahoma, TRUITY (#28) scores 83/100, 1 point higher; one place down, Municipal Emps Cu of Oklahoma City (#30) ties at 82/100.
Oklahoma Educators Call Report trajectory
Oklahoma Educators: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $303.5M (2025Q4) to $315.3M (2026Q1).
- Net-worth ratio shifted -0.25 pp (10.99% → 10.74%).
10.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Oklahoma Educators gives up 18 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.5 pts
Call Report ratios for Oklahoma Educators
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.74% | -1.37 pp |
| Delinquency Rate | 0.75% | -0.14 pp |
| Return on Assets | 0.79% | +0.17 pp |
| Member Growth | -8.14% | - |
| Loan-to-Share Ratio | 68.33% | -3.87 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Oklahoma Educators quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $315.3M | - |
| 2025Q4 | $303.5M | 11,752 |
| 2024Q4 | $211.3M | 12,794 |
| 2023Q4 | $235.1M | 13,869 |
Credit Union Details
- Charter Number
- 61088
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Oklahoma Educators runs 7 offices in 7 different cities.
| Office | City |
|---|---|
| NW BRANCH (Main Office) | OKLAHOMA CITY, OK |
| BETHANY BRANCH | BETHANY, OK |
| DUNCAN BRANCH | DUNCAN, OK |
| MWC BRANCH | MIDWEST CITY, OK |
| Moore I-35 | Moore, OK |
| NORMAN LINDSEY BRANCH | NORMAN, OK |
| YUKON BRANCH | YUKON, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Other-state peers near Oklahoma Educators
Similar total assets
Using this data
- Oklahoma Educators ranks #2,451 of 4,374 nationally on financial health and #29 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Energy One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Energy One
Frequently Asked Questions
Is Oklahoma Educators financially healthy?
On its 2025Q4 NCUA 5300 filing, Oklahoma Educators scores 82/100 (Excellent), with a 10.74% net worth ratio and 0.75% of loans delinquent. It ranks #2,451 of 4,374 nationally on health and #29 of 53 in Oklahoma.
How does Oklahoma Educators compare to other credit unions?
Oklahoma Educators scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (0.79% vs 0.62%). Its widest shortfall is loan-to-share ratio (68.33% vs 72.20%).
How can I join Oklahoma Educators?
Membership eligibility for Oklahoma Educators depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Oklahoma Educators directly for current membership requirements and application steps.
Is my money safe at Oklahoma Educators?
Oklahoma Educators is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Oklahoma Educators's net worth ratio of 10.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.