Federal credit union · Vicksburg, Mississippi · NCUA charter #24876
VICKSWOOD
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $11.1M
- Total assets
- 1,462
- Members
- 25.5%
- Net-worth ratio
VICKSWOOD scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 1,462; net-worth ratio 25.49%; health rank #1,546 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,546 of 4,374 health · 2025Q4VICKSWOOD · health 87/100 · $11.1M · 2025Q4
Call Report peers
VICKSWOOD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
VICKSWOOD vs every NCUA-scored credit union
VICKSWOOD sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
VICKSWOOD vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 25.49% vs peer 14.86% (+10.63 pp).
Mississippi standing for VICKSWOOD
- In Mississippi, health place is #24 of 55 on the same NCUA-ratio sort used nationally.
- By total assets, VICKSWOOD is #37 of 55 in Mississippi.
- Mississippi membership ordinal: #40 of 55.
- One place up in Mississippi, Mississippi National Guard (#23) scores 88/100, 1 point higher; one place down, Cm Members (#25) scores 85/100, 2 points lower.
VICKSWOOD Call Report trajectory
VICKSWOOD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $11.1M (2025Q4) to $11.5M (2026Q1).
- Net-worth ratio shifted -0.49 pp (25.98% → 25.49%).
This credit union's 25.49% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
VICKSWOOD gives up 13 points in total. Member Growth costs the most, 10.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 12.6 pts
VICKSWOOD health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.49% | +10.63 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.12% | +0.41 pp |
| Member Growth | -2.53% | - |
| Loan-to-Share Ratio | 60.44% | +0.64 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
VICKSWOOD quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.5M | - |
| 2025Q4 | $11.1M | 1,462 |
| 2024Q4 | $11.4M | 1,500 |
| 2023Q4 | $11.5M | 1,534 |
Credit Union Details
- Charter Number
- 24876
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Mississippi
- City
- Vicksburg
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for VICKSWOOD, spread across 2 cities.
| Office | City |
|---|---|
| Vicksburg Main Branch (Main Office) | Vicksburg, MS |
| Redwood Branch Office | Redwood, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near VICKSWOOD
Using this data
- VICKSWOOD ranks #1,546 of 4,374 nationally on financial health and #24 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Biloxi Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Biloxi Teachers
Frequently Asked Questions
Is VICKSWOOD financially healthy?
On its 2025Q4 NCUA 5300 filing, VICKSWOOD scores 87/100 (Excellent), with a 25.49% net worth ratio and 0.00% of loans delinquent. It ranks #1,546 of 4,374 nationally on health and #24 of 55 in Mississippi.
How does VICKSWOOD compare to other credit unions?
VICKSWOOD scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (25.49% vs 14.86%).
How can I join VICKSWOOD?
VICKSWOOD operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact VICKSWOOD directly for the exact boundaries and application steps.
Is my money safe at VICKSWOOD?
VICKSWOOD is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. VICKSWOOD's net worth ratio of 25.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.