Federal credit union · Brownfield, Texas · NCUA charter #13873
BROWNFIELD
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $11.2M
- Total assets
- 2,750
- Members
- 34.7%
- Net-worth ratio
BROWNFIELD scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.2M; members 2,750; net-worth ratio 34.74%; health rank #432 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#432 of 4,374 health · 2025Q4BROWNFIELD · health 94/100 · $11.2M · 2025Q4
Call Report peers
BROWNFIELD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BROWNFIELD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BROWNFIELD sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BROWNFIELD: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 80.81% here, 59.80% peer average (+21.01 pp).
BROWNFIELD: in-state Call Report ranks
- Texas health ordinal: #37 of 386.
- Texas assets place: #297 of 386.
- Texas membership ordinal: #227 of 386.
- One place up in Texas, B. P. S. (#36) ties at 94/100; one place down, LUFKIN (#38) ties at 94/100.
BROWNFIELD Call Report trajectory
BROWNFIELD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $11.2M (2025Q4) to $11.4M (2026Q1).
- Net-worth ratio shifted -1.10 pp (35.84% → 34.74%).
At 34.74%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
BROWNFIELD gives up 6 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 34.74% | +19.88 pp |
| Delinquency Rate | 0.09% | -1.06 pp |
| Return on Assets | 0.78% | +0.07 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 80.81% | +21.01 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
BROWNFIELD filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.4M | - |
| 2025Q4 | $11.2M | 2,750 |
| 2024Q4 | $11.5M | 2,750 |
| 2023Q4 | $12.1M | 2,750 |
Credit Union Details
- Charter Number
- 13873
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Brownfield
- Data Quarter
- 2025Q4
Branch Locations (2)
BROWNFIELD operates 2 offices in Brownfield, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Brownfield FCU (Main Office) | Brownfield, TX |
| Prosperity Bank | Brownfield, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
BROWNFIELD nationwide neighbourhoods
Using this data
- BROWNFIELD ranks #432 of 4,374 nationally on financial health and #37 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pampa Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pampa Teachers
Frequently Asked Questions
Is BROWNFIELD financially healthy?
BROWNFIELD has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #432 of 4,374 nationally on health and #37 of 386 in Texas. Its net worth ratio is 34.74% and its delinquency rate 0.09%.
How does BROWNFIELD compare to other credit unions?
BROWNFIELD scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (80.81% vs 59.80%).
How can I join BROWNFIELD?
BROWNFIELD operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BROWNFIELD directly for the exact boundaries and application steps.
Is my money safe at BROWNFIELD?
BROWNFIELD is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BROWNFIELD's net worth ratio of 34.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.