State credit union · MARYVILLE, Missouri · NCUA charter #62611
Northwest Missouri Regional
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $11.2M
- Total assets
- 2,303
- Members
- 11.2%
- Net-worth ratio
Northwest Missouri Regional scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.2M; members 2,303; net-worth ratio 11.21%; health rank #799 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#799 of 4,374 health · 2025Q4Northwest Missouri Regional · health 92/100 · $11.2M · 2025Q4
Call Report peers
Northwest Missouri Regional in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Missouri Regional vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northwest Missouri Regional sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Northwest Missouri Regional diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 75.33% here, 59.80% peer average (+15.53 pp).
- Net Worth Ratio trails the peer set - 11.21% here, 14.86% peer average (-3.65 pp).
Northwest Missouri Regional: in-state Call Report ranks
- Health composite ranks #27 of 89 among scored Missouri credit unions.
- Missouri assets place: #69 of 89.
- Missouri membership ordinal: #54 of 89.
- One place up in Missouri, Highway Alliance (#26) ties at 92/100; one place down, FEDCO (#28) ties at 92/100.
Quarter path for Northwest Missouri Regional
Northwest Missouri Regional: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $11.2M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted -0.29 pp (11.50% → 11.21%).
At 11.21%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Northwest Missouri Regional gives up 8 points in total. Member Growth costs the most, 7.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Northwest Missouri Regional
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.21% | -3.65 pp |
| Delinquency Rate | 0.18% | -0.97 pp |
| Return on Assets | 0.94% | +0.24 pp |
| Member Growth | -1.07% | - |
| Loan-to-Share Ratio | 75.33% | +15.53 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $11.2M | 2,303 |
| 2024Q4 | $10.4M | 2,328 |
| 2023Q4 | $10.9M | 2,552 |
Credit Union Details
- Charter Number
- 62611
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Missouri
- City
- MARYVILLE
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Northwest Missouri Regional runs 3 offices.
| Office | City |
|---|---|
| Northwes Missouri Regional Credit Union (Main Office) | Maryville, MO |
| Northwest Missouri Regional Credit Union | Maryville, MO |
| Northwest Missouri Regional Credit Union | Maryville, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
A look at other Missouri credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Northwest Missouri Regional
Similar total assets
Using this data
- Northwest Missouri Regional ranks #799 of 4,374 nationally on financial health and #27 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- K.C. Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with K.C. Area
Frequently Asked Questions
Is Northwest Missouri Regional financially healthy?
On its 2025Q4 NCUA 5300 filing, Northwest Missouri Regional scores 92/100 (Excellent), with a 11.21% net worth ratio and 0.18% of loans delinquent. It ranks #799 of 4,374 nationally on health and #27 of 89 in Missouri.
How does Northwest Missouri Regional compare to other credit unions?
Northwest Missouri Regional scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.33% vs 59.80%). Its widest shortfall is net worth ratio (11.21% vs 14.86%).
How can I join Northwest Missouri Regional?
Membership eligibility for Northwest Missouri Regional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northwest Missouri Regional directly for current membership requirements and application steps.
Is my money safe at Northwest Missouri Regional?
Northwest Missouri Regional is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Missouri Regional's net worth ratio of 11.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.