State credit union · Colorado Spring, Colorado · NCUA charter #68266
Pikes Peak
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $130.8M
- Total assets
- 9,800
- Members
- 11.4%
- Net-worth ratio
Pikes Peak scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $130.8M; members 9,800; net-worth ratio 11.40%; health rank #794 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#794 of 4,374 health · 2025Q4Pikes Peak · health 92/100 · $130.8M · 2025Q4
- HEALTH 92/100
- NW 11.4%
- DELQ 0.79%
- ROA 0.99%
- ASSETS $130.8M
- MEM 9,800
- RANK #794/4,374
- PHOTO Members Advantage
- BOOK 68266
Call Report peers
Pikes Peak in the assets neighbourhood
Pikes Peak's $130.8M assets sit next to Members Advantage ($130.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pikes Peak vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Pikes Peak - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68266 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Pikes Peak: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +0.54 pp (72.74% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -0.71 pp (11.40% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Pikes Peak: in-state Call Report ranks
- Colorado health ordinal: #12 of 66.
- By total assets, Pikes Peak is #30 of 66 in Colorado.
- Membership ranks #27 of 66 among Colorado CUs with a reported count (9,800 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Pikes Peak
Pikes Peak: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $130.8M (2025Q4) to $133.3M (2026Q1).
- Net-worth ratio shifted +0.05 pp (11.35% → 11.40%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.40% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.1 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 15.5 pts
Pikes Peak vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.40% | -0.71 pp |
| Delinquency Rate | 0.79% | -0.11 pp |
| Return on Assets | 0.99% | +0.37 pp |
| Member Growth | 0.34% | - |
| Loan-to-Share Ratio | 72.74% | +0.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Pikes Peak quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $133.3M | - |
| 2025Q4 | $130.8M | 9,800 |
| 2024Q4 | $124.7M | 9,767 |
| 2023Q4 | $116.8M | 10,071 |
Credit Union Details
- Charter Number
- 68266
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Colorado Spring
- Data Quarter
- 2025Q4
Branch Locations (2)
Pikes Peak operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Colorado Springs, CO |
| Woodland Park | Woodland Park, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Pikes Peak nationwide neighbourhoods
Two NCUA Call Report peer sets for Pikes Peak, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($130.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Pikes Peak ranks #794 of 4,374 nationally on financial health and #12 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Horizons North is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Horizons North
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Pikes Peak financially healthy?
Pikes Peak has a financial health score of 92/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #794 of 4,374; by total assets it ranks #1,595 of 4,374 nationally (same basis as /rankings/largest); and #30 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.40% and delinquency rate of 0.79%.
How does Pikes Peak compare to other credit unions?
Five weighted metrics from NCUA filings produce Pikes Peak's 92/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Pikes Peak?
Membership eligibility for Pikes Peak depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pikes Peak directly for current membership requirements and application steps.
Is my money safe at Pikes Peak?
Federal credit unions like Pikes Peak are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pikes Peak's net worth ratio of 11.40% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Pikes Peak offer compared to banks?
Credit unions like Pikes Peak are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Pikes Peak directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.