Federal credit union · Jacksonville, Florida · NCUA charter #1115
COASTLINE
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $131.0M
- Total assets
- 10,603
- Members
- 11.4%
- Net-worth ratio
COASTLINE scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $131.0M; members 10,603; net-worth ratio 11.44%; health rank #265 of 4,374; healthier than 93rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#265 of 4,374 health · 2025Q4COASTLINE · health 96/100 · $131.0M · 2025Q4
Call Report peers
COASTLINE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COASTLINE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COASTLINE sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for COASTLINE
- Largest favorable gap: Delinquency Rate at 0.38% vs peer 0.89% (-0.52 pp).
- Net Worth Ratio trails the peer set - 11.44% here, 12.11% peer average (-0.67 pp).
Florida standing for COASTLINE
- In Florida, health place is #16 of 109 on the same NCUA-ratio sort used nationally.
- Florida assets place: #65 of 109.
- Member book place in Florida: #61 of 109.
- One place up in Florida, Florida West Coast (#15) ties at 96/100; one place down, Financial Educators (#17) scores 95/100, 1 point lower.
COASTLINE: 2025Q4 → 2026Q1
COASTLINE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.8% from $131.0M (2025Q4) to $137.3M (2026Q1).
- Net-worth ratio shifted -0.61 pp (12.05% → 11.44%).
At 11.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 96/100 score is built
COASTLINE gives up 4 points in total. Member Growth costs the most, 4.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for COASTLINE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.44% | -0.67 pp |
| Delinquency Rate | 0.38% | -0.52 pp |
| Return on Assets | 0.51% | -0.11 pp |
| Member Growth | 1.25% | - |
| Loan-to-Share Ratio | 72.54% | +0.34 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
COASTLINE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $137.3M | - |
| 2025Q4 | $131.0M | 10,603 |
| 2024Q4 | $131.4M | 10,472 |
| 2023Q4 | $134.6M | 10,227 |
Credit Union Details
- Charter Number
- 1115
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Jacksonville
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for COASTLINE, spread across 2 cities.
| Office | City |
|---|---|
| Soutside (Main Office) | Jacksonville, FL |
| Northside | Jacksonville, FL |
| Mandarin | Jacksonville, FL |
| Fleming Island | Orange Park, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for COASTLINE
Similar total assets
Similar health score
Using this data
- COASTLINE ranks #265 of 4,374 nationally on financial health and #16 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Okaloosa County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Okaloosa County Teachers
Frequently Asked Questions
Is COASTLINE financially healthy?
COASTLINE has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #265 of 4,374 nationally on health and #16 of 109 in Florida. Its net worth ratio is 11.44% and its delinquency rate 0.38%.
How does COASTLINE compare to other credit unions?
COASTLINE scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.38% vs 0.89%). Its widest shortfall is net worth ratio (11.44% vs 12.11%).
How can I join COASTLINE?
COASTLINE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COASTLINE directly for the exact boundaries and application steps.
Is my money safe at COASTLINE?
COASTLINE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COASTLINE's net worth ratio of 11.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.