Federal credit union · Aurora, Colorado · NCUA charter #18574
AURORA
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $134.9M
- Total assets
- 7,420
- Members
- 17.5%
- Net-worth ratio
AURORA scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $134.9M; members 7,420; net-worth ratio 17.46%; health rank #2,696 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,696 of 4,374 health · 2025Q4AURORA · health 80/100 · $134.9M · 2025Q4
Call Report peers
AURORA in the assets neighbourhood
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AURORA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AURORA sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
AURORA vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 17.46% vs peer 12.11% (+5.35 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.47 pp (63.73% vs 72.20%).
Where AURORA sits in Colorado
- In Colorado, health place is #44 of 66 on the same NCUA-ratio sort used nationally.
- Colorado assets place: #29 of 66.
- Colorado membership ordinal: #29 of 66.
- One place up in Colorado, Holyoke Community (#43) scores 81/100, 1 point higher; one place down, BELLCO (#45) ties at 80/100.
AURORA Call Report trajectory
AURORA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $134.9M (2025Q4) to $138.8M (2026Q1).
- Net-worth ratio shifted -0.33 pp (17.79% → 17.46%).
At 17.46%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
AURORA gives up 20 points in total. Delinquency Rate costs the most, 12.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.2 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 13.8 pts
Call Report ratios for AURORA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.46% | +5.35 pp |
| Delinquency Rate | 2.05% | +1.16 pp |
| Return on Assets | 0.74% | +0.11 pp |
| Member Growth | 0.01% | - |
| Loan-to-Share Ratio | 63.73% | -8.47 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - AURORA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $138.8M | - |
| 2025Q4 | $134.9M | 7,420 |
| 2024Q4 | $124.9M | 7,419 |
| 2023Q4 | $123.1M | 7,497 |
Credit Union Details
- Charter Number
- 18574
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Aurora
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for AURORA.
| Office | City |
|---|---|
| Main Branch (Main Office) | Aurora, CO |
| City Branch | Aurora, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Other-state peers near AURORA
Similar total assets
Similar health score
Using this data
- AURORA ranks #2,696 of 4,374 nationally on financial health and #44 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pikes Peak is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pikes Peak
Frequently Asked Questions
Is AURORA financially healthy?
AURORA has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,696 of 4,374 nationally on health and #44 of 66 in Colorado. Its net worth ratio is 17.46% and its delinquency rate 2.05%.
How does AURORA compare to other credit unions?
AURORA scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (17.46% vs 12.11%). Its widest shortfall is loan-to-share ratio (63.73% vs 72.20%).
How can I join AURORA?
AURORA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact AURORA directly for the current list of qualifying groups.
Is my money safe at AURORA?
AURORA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AURORA's net worth ratio of 17.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.