State credit union · Golden, Colorado · NCUA charter #67226
Credit Union of the Rockies
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $116.9M
- Total assets
- 8,200
- Members
- 10.4%
- Net-worth ratio
Credit Union of the Rockies scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.9M; members 8,200; net-worth ratio 10.45%; health rank #3,116 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,116 of 4,374 health · 2025Q4Credit Union of the Rockies · health 77/100 · $116.9M · 2025Q4
Call Report peers
Credit Union of the Rockies in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of the Rockies vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of the Rockies sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of the Rockies vs $100M–$500M peers
- Largest favorable gap: Delinquency Rate at 0.88% vs peer 0.89% (-0.01 pp).
- Largest lag: Loan-to-Share Ratio at 70.14% vs peer 72.20% (-2.06 pp).
Credit Union of the Rockies in Colorado
- Colorado health ordinal: #50 of 66.
- By total assets, Credit Union of the Rockies is #34 of 66 in Colorado.
- Member book place in Colorado: #28 of 66.
- One place up in Colorado, COLUMBINE (#49) ties at 77/100; one place down, FELLOWSHIP (#51) scores 74/100, 3 points lower.
Credit Union of the Rockies Call Report trajectory
Credit Union of the Rockies: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $116.9M (2025Q4) to $119.2M (2026Q1).
- Net-worth ratio shifted -0.21 pp (10.66% → 10.45%).
10.45% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
Credit Union of the Rockies gives up 23 points in total. Member Growth costs the most, 14.3 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.2 pts
- Return on Assets 10.0 pts
- Member Growth 0.7 pts
- Loan-to-Share Ratio 15.1 pts
Credit Union of the Rockies health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.45% | -1.66 pp |
| Delinquency Rate | 0.88% | -0.01 pp |
| Return on Assets | 0.17% | -0.46 pp |
| Member Growth | -4.61% | - |
| Loan-to-Share Ratio | 70.14% | -2.06 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Credit Union of the Rockies quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $119.2M | - |
| 2025Q4 | $116.9M | 8,200 |
| 2024Q4 | $108.6M | 8,596 |
| 2023Q4 | $114.5M | 8,990 |
Credit Union Details
- Charter Number
- 67226
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Golden
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Credit Union of the Rockies runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Golden, CO |
| Frisco Branch | Frisco, CO |
| Golden Branch | Golden, CO |
| Granby Branch | Granby, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Credit Union of the Rockies nationwide neighbourhoods
Similar total assets
Using this data
- Credit Union of the Rockies ranks #3,116 of 4,374 nationally on financial health and #50 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Clean Energy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Clean Energy
Frequently Asked Questions
Is Credit Union of the Rockies financially healthy?
Credit Union of the Rockies has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,116 of 4,374 nationally on health and #50 of 66 in Colorado. Its net worth ratio is 10.45% and its delinquency rate 0.88%.
How does Credit Union of the Rockies compare to other credit unions?
Credit Union of the Rockies scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.88% vs 0.89%). Its widest shortfall is loan-to-share ratio (70.14% vs 72.20%).
How can I join Credit Union of the Rockies?
Membership eligibility for Credit Union of the Rockies depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of the Rockies directly for current membership requirements and application steps.
Is my money safe at Credit Union of the Rockies?
Credit Union of the Rockies is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of the Rockies's net worth ratio of 10.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.