State credit union · CHATTANOOGA, Tennessee · NCUA charter #68173
Healthcare Services
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $24.6M
- Total assets
- 3,116
- Members
- 15.5%
- Net-worth ratio
Healthcare Services scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.6M; members 3,116; net-worth ratio 15.52%; health rank #747 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#747 of 4,374 health · 2025Q4Healthcare Services · health 92/100 · $24.6M · 2025Q4
Call Report peers
Healthcare Services in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Healthcare Services vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Healthcare Services sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Healthcare Services
- Largest favorable gap: Loan-to-Share Ratio at 70.55% vs peer 59.80% (+10.75 pp).
Where Healthcare Services sits in Tennessee
- Health composite ranks #26 of 127 among scored Tennessee credit unions.
- Assets rank #88 of 127 inside Tennessee ($24.6M reported).
- Member book place in Tennessee: #72 of 127.
- One place up in Tennessee, LAKESIDE (#25) ties at 92/100; one place down, Knox County Teachers (#27) ties at 92/100.
How Healthcare Services's 5300 filing moved
Healthcare Services: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $24.6M (2025Q4) to $25.1M (2026Q1).
- Net-worth ratio shifted -0.12 pp (15.64% → 15.52%).
At 15.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Healthcare Services gives up 8 points in total. Member Growth costs the most, 8.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 15.4 pts
Healthcare Services health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.52% | +0.66 pp |
| Delinquency Rate | 0.40% | -0.74 pp |
| Return on Assets | 0.72% | +0.01 pp |
| Member Growth | -1.33% | - |
| Loan-to-Share Ratio | 70.55% | +10.75 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Healthcare Services
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.1M | - |
| 2025Q4 | $24.6M | 3,116 |
| 2024Q4 | $23.6M | 3,158 |
| 2023Q4 | $23.7M | 3,176 |
Credit Union Details
- Charter Number
- 68173
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- CHATTANOOGA
- Data Quarter
- 2025Q4
Branch Locations (2)
Healthcare Services operates 2 offices in Chattanooga, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Chattanooga, TN |
| Drive-Thur Branch | Chattanooga, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Healthcare Services nationwide neighbourhoods
Using this data
- Healthcare Services ranks #747 of 4,374 nationally on financial health and #26 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kennedy Va Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kennedy Va Employees
Frequently Asked Questions
Is Healthcare Services financially healthy?
On its 2025Q4 NCUA 5300 filing, Healthcare Services scores 92/100 (Excellent), with a 15.52% net worth ratio and 0.40% of loans delinquent. It ranks #747 of 4,374 nationally on health and #26 of 127 in Tennessee.
How does Healthcare Services compare to other credit unions?
Healthcare Services scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (70.55% vs 59.80%).
How can I join Healthcare Services?
Membership eligibility for Healthcare Services depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Healthcare Services directly for current membership requirements and application steps.
Is my money safe at Healthcare Services?
Healthcare Services is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Services's net worth ratio of 15.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.