Federal credit union · Montrose, Colorado · NCUA charter #16476
NUVISTA
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $168.9M
- Total assets
- 7,144
- Members
- 13.6%
- Net-worth ratio
NUVISTA scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $168.9M; members 7,144; net-worth ratio 13.57%; health rank #923 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#923 of 4,374 health · 2025Q4NUVISTA · health 91/100 · $168.9M · 2025Q4
Call Report peers
NUVISTA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NUVISTA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NUVISTA sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for NUVISTA
- Largest favorable gap: Return on Assets at 2.96% vs peer 0.62% (+2.33 pp).
- Largest lag: Loan-to-Share Ratio at 44.61% vs peer 72.20% (-27.59 pp).
NUVISTA: in-state Call Report ranks
- Colorado health ordinal: #16 of 66.
- Colorado assets place: #23 of 66.
- Membership ranks #31 of 66 among Colorado CUs with a reported count (7,144 members).
- One place up in Colorado, Denver Fire Department (#15) ties at 91/100; one place down, Credit Union of Denver (#17) ties at 91/100.
NUVISTA: 2025Q4 → 2026Q1
NUVISTA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.2% from $168.9M (2025Q4) to $177.7M (2026Q1).
- Net-worth ratio shifted -0.44 pp (14.01% → 13.57%).
At 13.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
NUVISTA gives up 9 points in total. Loan-to-Share Ratio costs the most, 5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 9.8 pts
Call Report ratios for NUVISTA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.57% | +1.46 pp |
| Delinquency Rate | 0.24% | -0.66 pp |
| Return on Assets | 2.96% | +2.33 pp |
| Member Growth | 1.82% | - |
| Loan-to-Share Ratio | 44.61% | -27.59 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - NUVISTA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $177.7M | - |
| 2025Q4 | $168.9M | 7,144 |
| 2024Q4 | $155.1M | 7,016 |
| 2023Q4 | $141.6M | 7,185 |
Credit Union Details
- Charter Number
- 16476
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Montrose
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, NUVISTA runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Montrose, CO |
| Disaster | Gunnison, CO |
| Gunnison | Gunnison, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
NUVISTA nationwide neighbourhoods
Using this data
- NUVISTA ranks #923 of 4,374 nationally on financial health and #16 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Space Age is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Space Age
Frequently Asked Questions
Is NUVISTA financially healthy?
NUVISTA has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #923 of 4,374 nationally on health and #16 of 66 in Colorado. Its net worth ratio is 13.57% and its delinquency rate 0.24%.
How does NUVISTA compare to other credit unions?
NUVISTA scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (2.96% vs 0.62%). Its widest shortfall is loan-to-share ratio (44.61% vs 72.20%).
How can I join NUVISTA?
NUVISTA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NUVISTA directly for the exact boundaries and application steps.
Is my money safe at NUVISTA?
NUVISTA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NUVISTA's net worth ratio of 13.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.