Federal credit union · EAST AURORA, New York · NCUA charter #15669
Moog Employees
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $249.9M
- Total assets
- 8,605
- Members
- 26.4%
- Net-worth ratio
Moog Employees scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $249.9M; members 8,605; net-worth ratio 26.35%; health rank #867 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#867 of 4,374 health · 2025Q4Moog Employees · health 91/100 · $249.9M · 2025Q4
- ASSETS 91/100
- MEM 26.4%
- RANK 0.22%
- PHOTO 2.09%
- BOOK $249.9M
- CHARTER 8,605
- NCUSIF #867/4,374
- CAMELS KEYS
- HEALTH 15669
Moog Employees in the assets neighbourhood
Moog Employees's $249.9M assets sit next to KEYS ($249.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Moog Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Moog Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #15669 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Moog Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 26.35% here, 12.11% peer average (+14.24 pp).
- Largest lag: Loan-to-Share Ratio at 54.75% vs peer 72.20% (-17.45 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New York standing for Moog Employees
- Health composite ranks #49 of 272 among scored New York credit unions.
- By total assets, Moog Employees is #53 of 272 in New York.
- Membership ranks #81 of 272 among New York CUs with a reported count (8,605 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Moog Employees: 2025Q4 → 2026Q1
Moog Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $249.9M (2025Q4) to $255.1M (2026Q1).
- Net-worth ratio shifted -0.05 pp (26.40% → 26.35%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
26.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.2 pts
- Loan-to-Share Ratio 11.8 pts
Call Report ratios for Moog Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.35% | +14.24 pp |
| Delinquency Rate | 0.22% | -0.67 pp |
| Return on Assets | 2.09% | +1.47 pp |
| Member Growth | 0.20% | - |
| Loan-to-Share Ratio | 54.75% | -17.45 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Moog Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $255.1M | - |
| 2025Q4 | $249.9M | 8,605 |
| 2024Q4 | $233.6M | 8,588 |
| 2023Q4 | $225.6M | 8,606 |
Credit Union Details
- Charter Number
- 15669
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- EAST AURORA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Moog Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | EAST AURORA, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Moog Employees's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($249.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Moog Employees ranks #867 of 4,374 nationally on financial health and #49 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Finger Lakes is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Finger Lakes
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Moog Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Moog Employees carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #867 of 4,374; by total assets it ranks #1,141 of 4,374 nationally (same basis as /rankings/largest); and #53 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 26.35% net worth ratio and a 0.22% delinquency rate.
How does Moog Employees compare to other credit unions?
91/100 is Moog Employees's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Moog Employees?
Moog Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Moog Employees directly for the exact boundaries and application steps.
Is my money safe at Moog Employees?
Federal credit unions like Moog Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Moog Employees's net worth ratio of 26.35% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Moog Employees offer compared to banks?
Credit unions like Moog Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Moog Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.