Federal credit union · Arvada, Colorado · NCUA charter #9810
Fidelis Catholic
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $153.0M
- Total assets
- 4,613
- Members
- 8.5%
- Net-worth ratio
Fidelis Catholic scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $153.0M; members 4,613; net-worth ratio 8.50%; health rank #3,555 of 4,374; healthier than 18th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,555 of 4,374 health · 2025Q4Fidelis Catholic · health 71/100 · $153.0M · 2025Q4
- DELQ 71/100
- ROA 8.5%
- ASSETS 2.98%
- MEM 0.68%
- RANK $153.0M
- PHOTO 4,613
- BOOK #3,555/4,374
- CHARTER Nova Ua
- NCUSIF 9810
Call Report peers
Fidelis Catholic in the assets neighbourhood
Fidelis Catholic's $153.0M assets sit next to Nova Ua ($152.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fidelis Catholic vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fidelis Catholic - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #9810: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Fidelis Catholic vs $100M–$500M peers
- Return on Assets leads the peer set - 0.68% here, 0.62% peer average (+0.05 pp).
- Largest lag: Loan-to-Share Ratio at 64.54% vs peer 72.20% (-7.66 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for Fidelis Catholic
- In Colorado, health place is #53 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #27 of 66 inside Colorado ($153.0M reported).
- Membership ranks #41 of 66 among Colorado CUs with a reported count (4,613 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Fidelis Catholic
Fidelis Catholic: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $153.0M (2025Q4) to $151.6M (2026Q1).
- Net-worth ratio shifted -0.46 pp (8.96% → 8.50%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.50%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 71.
- Net Worth Ratio 26.3 pts
- Delinquency Rate 6.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 14.0 pts
Fidelis Catholic vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.50% | -3.61 pp |
| Delinquency Rate | 2.98% | +2.08 pp |
| Return on Assets | 0.68% | +0.05 pp |
| Member Growth | 0.26% | - |
| Loan-to-Share Ratio | 64.54% | -7.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Fidelis Catholic
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $151.6M | - |
| 2025Q4 | $153.0M | 4,613 |
| 2024Q4 | $142.9M | 4,601 |
| 2023Q4 | $141.4M | 4,629 |
Credit Union Details
- Charter Number
- 9810
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Arvada
- Data Quarter
- 2025Q4
Branch Locations (4)
Fidelis Catholic operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Arvada, CO |
| Sacred Heart | Denver, CO |
| DTC Branch | Greenwood Village, CO |
| IHM Branch | Northglenn, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Fidelis Catholic
Cross-state asset and health neighbours for Fidelis Catholic - kept outside Colorado; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($153.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (71/100 here).
Using this data
- Fidelis Catholic ranks #3,555 of 4,374 nationally on financial health and #53 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The District is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The District
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fidelis Catholic financially healthy?
Yes/no aside, the number is 71/100 (Very Good) - Fidelis Catholic's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,555 of 4,374; by total assets it ranks #1,478 of 4,374 nationally (same basis as /rankings/largest); and #27 of 66 within Colorado. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.50% net worth ratio and 2.98% delinquency rate are the key drivers.
How does Fidelis Catholic compare to other credit unions?
Fidelis Catholic scores 71/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fidelis Catholic?
Fidelis Catholic operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fidelis Catholic directly for the exact boundaries and application steps.
Is my money safe at Fidelis Catholic?
Federal credit unions like Fidelis Catholic are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fidelis Catholic's net worth ratio of 8.50% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fidelis Catholic offer compared to banks?
Credit unions like Fidelis Catholic are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fidelis Catholic directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.