State credit union · Aurora, Colorado · NCUA charter #68737
Space Age
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $164.4M
- Total assets
- 13,629
- Members
- 8.0%
- Net-worth ratio
Space Age scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $164.4M; members 13,629; net-worth ratio 8.03%; health rank #4,007 of 4,374; healthier than 8th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,007 of 4,374 health · 2025Q4Space Age · health 62/100 · $164.4M · 2025Q4
- CAMELS 62/100
- HEALTH 8.0%
- NW 1.68%
- DELQ 0.05%
- ROA $164.4M
- ASSETS 13,629
- MEM #4,007/4,374
- RANK 44 North
- PHOTO 68737
Call Report peers
Space Age in the assets neighbourhood
Space Age's $164.4M assets sit next to 44 North ($164.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Space Age vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Space Age - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #68737: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Space Age: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 72.64% here, 72.20% peer average (+0.44 pp).
- Largest lag: Net Worth Ratio at 8.03% vs peer 12.11% (-4.08 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Space Age in Colorado
- Colorado health ordinal: #60 of 66.
- By total assets, Space Age is #24 of 66 in Colorado.
- Colorado membership ordinal: #18 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Space Age's 5300 filing moved
Space Age: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $164.4M (2025Q4) to $168.1M (2026Q1).
- Net-worth ratio shifted -0.14 pp (8.17% → 8.03%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.03% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 62/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 62.
- Net Worth Ratio 25.1 pts
- Delinquency Rate 14.9 pts
- Return on Assets 6.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.4 pts
Space Age health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.03% | -4.08 pp |
| Delinquency Rate | 1.68% | +0.78 pp |
| Return on Assets | 0.05% | -0.58 pp |
| Member Growth | -5.44% | - |
| Loan-to-Share Ratio | 72.64% | +0.44 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Space Age
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $168.1M | - |
| 2025Q4 | $164.4M | 13,629 |
| 2024Q4 | $162.4M | 14,413 |
| 2023Q4 | $167.4M | 16,624 |
Credit Union Details
- Charter Number
- 68737
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Aurora
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Space Age runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| SACU - Corporate (Main Office) | Aurora, CO |
| SACU - Marketplace Branch | Aurora, CO |
| SACU - Golden Branch | Golden, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Space Age nationwide neighbourhoods
Two NCUA Call Report peer sets for Space Age, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($164.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (62/100 here).
Using this data
- Space Age ranks #4,007 of 4,374 nationally on financial health and #60 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FOOTHILLS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FOOTHILLS
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Space Age financially healthy?
Space Age has a financial health score of 62/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,007 of 4,374; by total assets it ranks #1,423 of 4,374 nationally (same basis as /rankings/largest); and #24 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.03% and delinquency rate of 1.68%.
How does Space Age compare to other credit unions?
PlainCU's health composite puts Space Age at 62/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Space Age?
Membership eligibility for Space Age depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Space Age directly for current membership requirements and application steps.
Is my money safe at Space Age?
Federal credit unions like Space Age are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Space Age's net worth ratio of 8.03% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Space Age offer compared to banks?
Credit unions like Space Age are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Space Age directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.