Federal credit union · Aurora, Colorado · NCUA charter #14369
The District
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $152.9M
- Total assets
- 6,056
- Members
- 7.6%
- Net-worth ratio
The District scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $152.9M; members 6,056; net-worth ratio 7.57%; health rank #3,966 of 4,374; healthier than 9th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,966 of 4,374 health · 2025Q4The District · health 63/100 · $152.9M · 2025Q4
- BOOK 63/100
- CHARTER 7.6%
- NCUSIF 0.85%
- CAMELS -0.31%
- HEALTH $152.9M
- NW 6,056
- DELQ #3,966/4,374
- ROA Nova Ua
- ASSETS 14369
Call Report peers
The District in the assets neighbourhood
The District's $152.9M assets sit next to Nova Ua ($152.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The District vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
The District - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #14369, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for The District
- Delinquency Rate leads the peer set - 0.85% here, 0.89% peer average (-0.05 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.79 pp (66.41% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
The District in Colorado
- Colorado health ordinal: #57 of 66.
- By total assets, The District is #28 of 66 in Colorado.
- Colorado membership ordinal: #37 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How The District's 5300 filing moved
The District: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.5% from $152.9M (2025Q4) to $150.6M (2026Q1).
- Net-worth ratio shifted +0.16 pp (7.41% → 7.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 7.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 63.
- Net Worth Ratio 23.9 pts
- Delinquency Rate 21.5 pts
- Return on Assets 1.7 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 14.6 pts
The District health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.57% | -4.54 pp |
| Delinquency Rate | 0.85% | -0.05 pp |
| Return on Assets | -0.31% | -0.93 pp |
| Member Growth | -4.25% | - |
| Loan-to-Share Ratio | 66.41% | -5.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $150.6M | - |
| 2025Q4 | $152.9M | 6,056 |
| 2024Q4 | $143.4M | 6,325 |
| 2023Q4 | $150.8M | 6,604 |
Credit Union Details
- Charter Number
- 14369
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Aurora
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for The District, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main (Main Office) | Aurora, CO |
| Highpoint Branch | Aurora, CO |
| Pickens | Aurora, CO |
| Meriplex Communications, Ltd | Aurora, CO |
| Fiserv (formerly Open Solutions) | Brookfield, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for The District - kept outside Colorado; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($152.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (63/100 here).
Using this data
- The District ranks #3,966 of 4,374 nationally on financial health and #57 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fidelis Catholic is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fidelis Catholic
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is The District financially healthy?
Yes/no aside, the number is 63/100 (Good) - The District's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,966 of 4,374; by total assets it ranks #1,479 of 4,374 nationally (same basis as /rankings/largest); and #28 of 66 within Colorado. Above 80 reads excellent, below 50 warrants closer monitoring; a 7.57% net worth ratio and 0.85% delinquency rate are the key drivers.
How does The District compare to other credit unions?
On PlainCU's health composite, The District lands at 63/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join The District?
The District operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact The District directly for the exact boundaries and application steps.
Is my money safe at The District?
Federal credit unions like The District are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The District's net worth ratio of 7.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does The District offer compared to banks?
Credit unions like The District are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact The District directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.