Federal credit union · Phoenix, Arizona · NCUA charter #9469
MARISOL
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $48.6M
- Total assets
- 6,125
- Members
- 13.5%
- Net-worth ratio
MARISOL scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $48.6M; members 6,125; net-worth ratio 13.48%; health rank #1,789 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,789 of 4,374 health · 2025Q4MARISOL · health 86/100 · $48.6M · 2025Q4
- MEM 86/100
- RANK 13.5%
- PHOTO 0.89%
- BOOK 0.34%
- CHARTER $48.6M
- NCUSIF 6,125
- CAMELS #1,789/4,374
- HEALTH First Choice
- NW 9469
Call Report peers
MARISOL in the assets neighbourhood
MARISOL's $48.6M assets sit next to First Choice ($48.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MARISOL vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MARISOL - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #9469 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for MARISOL
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +6.54 pp (66.34% vs 59.80%).
- Net Worth Ratio trails the peer set - 13.48% here, 14.86% peer average (-1.38 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Arizona standing for MARISOL
- Arizona health ordinal: #17 of 33.
- Arizona assets place: #25 of 33.
- Membership ranks #23 of 33 among Arizona CUs with a reported count (6,125 members).
In-state ordinals use the live credit_unions table for AZ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
MARISOL: 2025Q4 → 2026Q1
MARISOL: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $48.6M (2025Q4) to $50.1M (2026Q1).
- Net-worth ratio shifted -0.31 pp (13.79% → 13.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.48%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.1 pts
- Return on Assets 12.7 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 14.4 pts
MARISOL health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | -1.38 pp |
| Delinquency Rate | 0.89% | -0.25 pp |
| Return on Assets | 0.34% | -0.36 pp |
| Member Growth | -0.68% | - |
| Loan-to-Share Ratio | 66.34% | +6.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
MARISOL filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $50.1M | - |
| 2025Q4 | $48.6M | 6,125 |
| 2024Q4 | $48.0M | 6,167 |
| 2023Q4 | $50.2M | 6,567 |
Credit Union Details
- Charter Number
- 9469
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Arizona
- City
- Phoenix
- Data Quarter
- 2025Q4
Branch Locations (3)
MARISOL operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Phoenix, AZ |
| Hospital Branch | PHOENIX, AZ |
| Rehoboth | Phoenix, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
A look at other Arizona credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near MARISOL
Two NCUA Call Report peer sets for MARISOL, both outside Arizona so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($48.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- MARISOL ranks #1,789 of 4,374 nationally on financial health and #17 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southeastern Arizona is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southeastern Arizona
- Rates and health both vary by institution, not just by state -- see how Arizona credit unions compare overall before assuming this one is typical. Arizona state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MARISOL financially healthy?
Yes/no aside, the number is 86/100 (Excellent) - MARISOL's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,789 of 4,374; by total assets it ranks #2,423 of 4,374 nationally (same basis as /rankings/largest); and #25 of 33 within Arizona. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.48% net worth ratio and 0.89% delinquency rate are the key drivers.
How does MARISOL compare to other credit unions?
MARISOL scores 86/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MARISOL?
MARISOL serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact MARISOL directly for the current list of qualifying groups.
Is my money safe at MARISOL?
Federal credit unions like MARISOL are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MARISOL's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MARISOL offer compared to banks?
Credit unions like MARISOL are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MARISOL directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.