Federal credit union · Millinocket, Maine · NCUA charter #9348
KATAHDIN
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $107.8M
- Total assets
- 7,855
- Members
- 16.6%
- Net-worth ratio
KATAHDIN scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $107.8M; members 7,855; net-worth ratio 16.57%; health rank #1,765 of 4,374; healthier than 57th of scored peers.
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NCUA 5300 Call Report Masthead
#1,765 of 4,374 health · 2025Q4KATAHDIN · health 86/100 · $107.8M · 2025Q4
Call Report peers
KATAHDIN in the assets neighbourhood
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KATAHDIN vs every NCUA-scored credit union
KATAHDIN sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where KATAHDIN diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 80.30% vs peer 72.20% (+8.10 pp).
- Delinquency Rate trails the peer set - 1.02% here, 0.89% peer average (+0.13 pp).
KATAHDIN: in-state Call Report ranks
- Health composite ranks #31 of 48 among scored Maine credit unions.
- Assets rank #38 of 48 inside Maine ($107.8M reported).
- Membership ranks #36 of 48 among Maine CUs with a reported count (7,855 members).
- One place up in Maine, DOWNEAST (#30) scores 87/100, 1 point higher; one place down, FRANKLIN-SOMERSET (#32) ties at 86/100.
KATAHDIN: 2025Q4 → 2026Q1
KATAHDIN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $107.8M (2025Q4) to $109.7M (2026Q1).
- Net-worth ratio shifted +0.11 pp (16.46% → 16.57%).
16.57% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
KATAHDIN gives up 14 points in total. Member Growth costs the most, 8.7 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 15.0 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 14.8 pts
KATAHDIN health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.57% | +4.46 pp |
| Delinquency Rate | 1.02% | +0.13 pp |
| Return on Assets | 1.14% | +0.52 pp |
| Member Growth | -1.50% | - |
| Loan-to-Share Ratio | 80.30% | +8.10 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - KATAHDIN
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $109.7M | - |
| 2025Q4 | $107.8M | 7,855 |
| 2024Q4 | $100.4M | 7,975 |
| 2023Q4 | $95.4M | 7,997 |
Credit Union Details
- Charter Number
- 9348
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Millinocket
- Data Quarter
- 2025Q4
Branch Locations (2)
KATAHDIN operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Katahdin Federal Credit Union (Main Office) | Millinocket, ME |
| Island Falls Branch | Island Falls, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
A look at other Maine credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- KATAHDIN ranks #1,765 of 4,374 nationally on financial health and #31 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Winthrop Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Winthrop Area
Frequently Asked Questions
Is KATAHDIN financially healthy?
KATAHDIN has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,765 of 4,374 nationally on health and #31 of 48 in Maine. Its net worth ratio is 16.57% and its delinquency rate 1.02%.
How does KATAHDIN compare to other credit unions?
KATAHDIN scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.30% vs 72.20%). Its widest shortfall is delinquency rate (1.02% vs 0.89%).
How can I join KATAHDIN?
KATAHDIN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact KATAHDIN directly for the exact boundaries and application steps.
Is my money safe at KATAHDIN?
KATAHDIN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KATAHDIN's net worth ratio of 16.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.